Another Hilton Gem

6

image

Update: This post includes offers that were valid at the time of publication, but have since expired. Please click here to see the best offers currently available.

This morning I wrote about how the Hilton HHonors Surpass card from American Express surpassed my expectations for its point-earning ability.  A few helpful readers pointed out that American Express has another Hilton HHonors card without the “Surpass” title and without the Surpass card’s $75 annual fee.  I took a look at this card and indeed it appears to be almost as good as the Surpass for point-earnings.  The main differences appear to be that for spending at Hilton hotels, the Surpass earns 9 points per dollar whereas the regular card earns 6; and while both cards will get you Gold status with $20K spend per year, only the Surpass will get you Diamond status for $40K spend per year.  Check out the comments of the previous post to see one way (if you are a big spender) that you could actually cycle back and forth between these cards to keep Diamond status without paying $75 every year for the annual fee.

In order to estimate the point earning power of credit cards, I’ve setup a simple spreadsheet to automate the calculations.  When I plugged the Hilton HHonors specs into the spreadsheet, it came out with a 4.43 points per dollar average.  Compared to the 4.5 points per dollar average of the Surpass, this card is a close contender!

With the non-Surpass card, you will receive 6 Hilton HHonors bonus points at Hilton hotels, supermarkets; drug stores; stand-alone gas stations; and home telephone, wireless, cable, satellite TV and internet service providers. You will receive 3 Hilton HHonors bonus points per dollar for all other eligible spending.

Want to learn more about miles and points? Subscribe to email updates or check out our podcast on your favorite podcast platform.
Subscribe
Notify of
guest

This site uses Akismet to reduce spam. Learn how your comment data is processed.

6 Comments
newest
oldest most voted
Inline Feedbacks
View all comments