This deal is good today only 3/3/2013
Staples has two new FAR (Free after Rebate) software downloads today only thanks to two overlapping rebates! These are a great way to make progress toward meeting credit card minimum spend thresholds or to earn points for buying software regardless of whether you actually want the software.
The idea here is to go through an online portal to Staples.com. Once there, buy ten copies of each of these “Free After Rebate” downloadable software products for a total cost of $799.80 (or less if you apply a coupon). If you use your Chase Ink card you will earn 5 points per dollar since this is an office supply purchase. In other words, you could earn about 4000 points for free. See Preparing for Miles for more info about the Ink and other cards.
Staples has an amazingly easy “Easy Rebate” system. Once you purchase the software, they send you a rebate link via email. You click the link, fill out a little bit of info and you’re done. Note that you will have to wait a while, though. It takes 4 to 6 weeks to receive your check.
If you have questions, please see the Q&A section at the bottom of this post. Also checkout this SlickDeals thread for additional details.
Here are the steps to follow:
Step 1: Choose a shopping portal:
You can get additional points or cash back by starting with a shopping portal. Some good choices are TopCashBack 5.5%, uPromise 5%, ShopDiscover 5%, and the Ultimate Rewards Mall 2 points per dollar.
Step 2: Add ten copies of “Kaspersky Anti-Virus 2013 for Windows (1-3 User) [Download]” to your cart:
TIP: Search for item 991094
And, add ten copies of “Kaspersky Anti-Virus 2013 for Windows (1 User) [Download]” to your cart
TIP: Search for item 982926
Step 3: Check out
TIP 1: If you have Staples’ rewards money, use it! If you have a Chase Ink card that gives 5X for office supplies, use it!
TIP 2: Your state may charge sales tax. If you know someone in a state that doesn’t charge sales tax for downloadable internet orders (CA, NH, etc.), then set their address as the delivery address and no tax will be charged. This is a download only purchase anyway, so nothing will really be delivered. I picked “deliver to store” and picked a store in New Hampshire. Of course, there won’t really be anything to pick up.
TIP 3: Consider using coupon code 62355 to save $15 from your order. Caution: Some think that the use of the code will increase the chance of your order getting held up as “researching” and possibly eventually cancelled. I took the risk and did one order with the coupon and one without. The coupon is supposed to be limited to one time use per household.
Step 4: Submit Easy Rebates
You will receive an email from Staples with a link in it for submitting the rebates . It’s easy! Don’t forget to add all four rebates (two per product)!
TIP: The software rebate can be changed from a Visa gift card to a check! About 4 screens into the rebate process, you’ll see something like this (screenshot is from a previous rebate, not the current ones):
Click on “or see other options for my reward” and you’ll see this:
Q: In the past I’ve bought the exact same item for the rebate. Can I do this again?
A: Yes. As long as the rebate number is different from your past purchases, you should qualify for a new rebate. This rebate is different from any I’ve posted about in the past.
Per Household Limit
Q: Can I buy a copy for every friend I know?
A: I don’t recommend it. I know at least one person who tried to do something similar, but Staples did not approve the second set of rebates. I don’t know how they figured it out.
Status = Researching
Q: The status of my order says “researching”. What’s up with that?
A: Staples needs to verify your order. Sometimes this happens if you have the wrong email address or phone number on file. Simply give them a call or do an online chat with them to verify the information they need. Once that is done, they’ll confirm the order.
Ultimate Rewards Mall T&C
Q: The Staples’ Terms and Conditions in the Ultimate Rewards Mall says “Not eligible on promotional items, technology, software, and electronics”. Shouldn’t this deal be ineligible since this is software? And, aren’t these free after rebate items “promotional”?
A: In all past FAR deals, points have posted despite these terms & conditions, but there is always a risk that portal points won’t post.
Do I have to use a Chase credit card?
Q: If I go through the Ultimate Rewards Mall to Staples, do I have to pay with a Chase credit card in order to get bonus points from the mall?
A: No, you can use any credit card, but you may have better luck with a Chase card. For details and information about risks involved please see Ultimate Question.
Q: How long will it take for my rebate to arrive?
A: The Staples web site says to expect 4 to 6 weeks. In my experience, that estimate is fairly accurate.
Q: Do I have to download this software so that I can qualify for the rebate?
A: No! I didn’t download any of the software I’ve bought in the past, but all rebates processed successfully.
Q: I don’t need this software. Is there someone I can send the license keys to that could make good use of this stuff?
A: Check with your local schools or libraries. If someone can make good use of this software, then great!
|Chase's 5/24 Rule: With most Chase credit cards, Chase will not approve your application if you have opened 5 or more cards with any bank in the past 24 months. Some exceptions that are NOT subject to the 5/24 rule include: British Airways, Hyatt, IHG, Marriott Business, and Ritz Carlton. See also: 3 Easy Ways to Count Your 5/24 Status. To determine your 5/24 status, see: 3 Easy Ways to Count Your 5/24 Status.|
|Chase 5/24 semantics ("Subject to" vs. "Count towards"): Most (but not all) Chase cards are subject to the 5/24 rule. That means the rule is enforced in making approval decisions. In other words, you probably won't get approved if your credit report shows that you opened 5 or more cards in the past 24 months. Meanwhile, most business cards (such as those from Chase, Amex, Barclaycard, BOA, Citi, US Bank, and Wells Fargo) are not reported on your personal credit report. These cards do not count towards 5/24.
Chase IHG Card is not subject to 5/24 so it's easy to get. But after approval it will count towards your 5/24 total.
Chase Ink Business Preferred is subject to 5/24, so you likely won't get approved if over 5/24. If you do get approved, it won't count towards 5/24 since it won't appear as an account on your credit report.
|Amex 5 credit card limit: If you apply for a new Amex credit card, you may get turned down if you already have 5 or more Amex credit cards. Both personal and business cards are counted towards this limit. Charge cards, though, are not counted. You can apparently get as many charge cards as you’d like, and the number of charge cards you have does not affect your ability to get up to 5 credit cards. Authorized user cards are also not counted towards the 5 credit card limit. See also: Which Amex Cards are Charge Cards vs. Credit Cards?|
|Applying for Business Credit Cards
Yes, you have a business: In order to sign up for a business credit card, you must have a business. That said, it's common for people to have businesses without realizing it. If you sell items on eBay, for example, then you have a business. Similar examples include: consulting, writing (e.g. blog authorship, planning your first novel, etc.), handyman services, owning rental property, etc. In any of these cases, your business is considered a Sole Proprietorship unless you form a corporation of some sort.
When you apply for a business credit card as a sole proprietor, you can use your own name as your business name, use your own address and phone as the business' address and phone, and your social security number as the business' Tax ID / EIN. Alternatively, you can get a proper Tax ID / EIN from the IRS for free, in about a minute, through this website.