December 24, 2013
I’ll be on vacation until January 6th. Until then, I’ll publish a series of “mini posts” with an occasional regular post if something interesting comes up. I may or may not answer blog comments or emails during this time. Thanks for understanding!
American Express Serve and Bluebird are two nearly identical products. Both are nearly no-fee alternatives to checking accounts. Both can be reloaded with Vanilla Reload cards. Both support bill pay by check. Both support transferring funds to your own bank account.
Unfortunately, each person is only allowed to have one or the other. Bluebird or Serve.
Bluebird has a few advantages:
- No monthly fee (Serve has a $1 monthly fee unless you load at least $500)
- Reload at Walmart with debit cards (via “Swipe Reloads”)
- Paper checks
Serve has a few advantages:
- Online credit card loads (up to $1000 per month)
- Eligible for Amex Sync offers
- Reload at CVS or 7-11 at the register
Has anyone tried cash reloads with Serve at CVS or 7-11? Do they allow credit card payments?
Which card is for you?
I don’t like the $1 per month fee that Serve charges if you don’t load $500 to your card. Otherwise, Serve looks really attractive. Have you thought about which one is best for you? Comment below.