Over a month ago, I applied for a targeted United Mileage Plus 75K offer and an Ink Plus 60K offer. Both applications were initially pending. After calling the personal and business recon lines to request immediate decisions, the United card was approved, but the Ink card was denied. I called again about the Ink card and my application was re-opened and submitted for further review. I was promised a decision within 2 weeks, but in reality it took 4. The decision came by mail: denied. The reason: “Too many requests for credit or opened accounts with us.”
As I described in the post “United 75K approved, Ink Plus 60K pending,” I had added my Chase banker’s employee number to the application so that he would earn a commission on the sale if approved. I wrote “It couldn’t hurt to throw a commission his way and, if I ran into any trouble getting approved, I’d have him in my corner.” That turned out to be a good move.
After receiving the denial letter, I called my Chase banker and he told me about the option to submit a Special Consideration Form (details here). I dropped by his office later that day to sign the form. Just 2 days after he submitted the form, I received a nice email:
You’ve been approved! Welcome to Ink Plus®