Targeted Plastiq promo: No service fee for 2 months when scheduling 6 months of mortgage/rent payments


As reported by Doctor of Credit, Plastiq is sending out a targeted offer for 2 months of rent or mortgage payments with no service fee when you schedule 6 months of payments and pay with a Mastercard.

Plastiq normally charges 2.5% for Mastercard payments, though they target some people/accounts for a 2% fee on Mastercard payments. As this promotion offers two months free out of six total months of payments, your net fee savings will be 33% — dropping your net fee for six months of Mastercard payments to either 1.66% or 1.33%.  Using a 2% back card will net you a small profit.  Alternatively, some Plastiq payments code for 3X with a Citi AT&T Access More card, though this does not always seem predictable.

To qualify for the promotion, the first payment must be scheduled by March 31st.

To read more about this deal, see this Doctor of Credit post.

About Nick Reyes

Nick Reyes is a (fairly) regular guy with an animalistic passion for maximizing the value of miles and money to travel the world in comfort and style. There is little in life that he loves more than finding a fantastic deal and helping you shop smarter & harder to achieve your travel dreams.

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  1. I was targeted and still won’t be participating. I don’t like locking myself into 6 months on one card. I’m almost always working on a minimum spend requirement and without the ability to swap cards its just not worth it to lock up 6 months of a mortgage payment.

  2. I scheduled 9 payments and first one before 3/31, but under the breakdown, I still see 2.5% for my first 2 payments…will it reflect when it’s time?

      • …answering my own question, actually reading the linked post above says: “Cancellation of a promotion-qualifying schedule will result in a charge of the waived fee amount”

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