About Nick Reyes

Nick Reyes is a (fairly) regular guy with an animalistic passion for maximizing the value of miles and money to travel the world in comfort and style. There is little in life that he loves more than finding a fantastic deal and helping you shop smarter & harder to achieve your travel dreams.

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    • Unfortunately, no. From the offer terms at Doctor of Credit:

      “Offer not available to existing Chase checking customers, those with fiduciary accounts, or those whose accounts have been closed within 90 days or closed with a negative balance.”

  1. Given that $15,000 is required to get the bonus (I have no mortgage with Chase), that comes to an annual return of 4%, assuming you downgrade after 6 months to a no fee checking account. That’s also taxable income, unlike a credit card bonus. As they say on Shark Tank, “for those reasons, I’m out.”

  2. I tried this and when I entered my zip code I got a message saying that the offer wasn’t available in my area. Then, i called Chase and the rep confirmed that it was because we lived in an area where there aren’t Chase branches. Am I doing something wrong?

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