Reminder: Activate Third Quarter Cash Back

As the third quarter began yesterday, remember to activate your third quarter cash back on popular cards with rotating categories. Be aware of the various caps in parenthesis on each.

Chase Freedom – 5X on Restaurants and Movie Theaters ($1500 spend cap)
Discover – 5% back on restaurants (and maybe Amazon if you were targeted) ($1500 spend cap, possibly for each)
Citi Dividend – Airlines and Hilton ($6K annual spend cap)
US Bank Cash+ – Many options ($2K spend cap)

Bottom Line

As always, keep an eye out for terms and what works on each, but don’t forget to activate your rewards in order to maximize your earnings in each category. If you are in the first year of a Discover card, remember that rewards will be doubled at the end of your first year.

H/t: Doctor of Credit

About Nick Reyes

Nick Reyes is a (fairly) regular guy with an animalistic passion for maximizing the value of miles and money to travel the world in comfort and style. There is little in life that he loves more than finding a fantastic deal and helping you shop smarter & harder to achieve your travel dreams.

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