Capital One Spark Miles Select for Business

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Card / NotesBonus / Annual Fee
Capital One Spark Miles Select for Business
Earning rate: 1.5X everywhere

Noteworthy Perks: Redeem points for travel at value of 1 cent per point.
20K after $3,000 spend in 3 months

No annual fee

Overview

The Capital One Spark Miles Select for Business card offers 1.5 points per dollar everywhere. Points are worth 1 cent each when redeemed for travel. Simply use the card to pay for any travel expenses, and then log onto your account and apply points to offset your statement charges. In other words, the Capital One Spark Miles for Business card is essentially a 1.5% rewards card.

Overall, I expect that most businesses would do better with the Capital One Spark Cash for Business Card (2% back everywhere), the Capital One Spark Miles for Business Card (2X everywhere), or the Chase Ink Business Preferred Card (3X in select categories).

Bottom Line

Good choice for a signup bonus. Mediocre choice to use for spend.

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