The Platinum Card from American Express

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The Platinum Card® from American Express The Platinum Card® from American Express60K after $5K spend in 3 months

Overview

platinumThe Platinum Card from American Express is a high end travel rewards charge card that is loaded with perks:

  • 5X points per dollar for flights booked directly with airlines or with American Express Travel.
  • 5X points per dollar for prepaid hotels booked with American Express Travel
  • Up to $200 a year in statement credits for airline incidental fees
  • Up to $200 per year in savings with Uber ($15/month, $35 in December)
  • $100 Global Entry fee reimbursement.
  • Airport lounge benefits: Priority Pass Select membership, plus free access to Delta SkyClubs, Amex Centurion Lounges, and Airspace Lounges
  • Rental car elite status.  National Executive status is particularly valuable in my opinion.
  • SPG Gold status.  Match to Marriott Gold!
  • Hilton Gold status.  Free breakfast.
  • Free Boingo wifi.

If you spend a lot on airfare, the personal Platinum card’s 5X benefit may be enough to make this card worth keeping.  For the rest of the benefits, though, many would do better with the Amex Business Platinum card which includes Gogo In-Flight Wifi, 2 cents per point value when points are used to purchase select airfare, and 1.5 points per dollar for purchases of $5K or more.

Related Cards

Many other credit and charge cards earn Membership Rewards points which all pool together into a single balance per person.  You can find a nearly complete list of Membership Rewards cards here.

The Platinum Card comes in a number of varieties, each with similar perks:

Note that Delta Platinum credit cards are not at all like these Platinum charge cards.

Related Posts

Card / NotesBonus / Annual Fee
The Platinum Card® from American Express Exclusively for Mercedes-Benz The Platinum Card® from American Express Exclusively for Mercedes-Benz
Earning rate: 5X points for flights booked directly with airlines or with American Express Travel; 5X prepaid hotel bookings at Amextravel.com; 5X for Mercedes Benz purchases.

Big spend bonus: Receive a $1000 certificate each year you charge $5,000 in purchases, good toward the future purchase or lease of a new Mercedes-Benz

Noteworthy Perks:
-Up to $200 a year in statement credits for airline incidental fees;
-$200 Uber credit annually ($15/month, $35 in Dec)
-$100 Global Entry fee reimbursement.
-Airport lounge benefits.
-Rental car elite status.
-SPG Gold status.
-Hilton Gold status
-Free Boingo wifi.
-Free Gold card AUs

Terms & Restrictions Apply. See Rates & Fees

See also: Maximizing value from Amex Platinum Cards
60K after $5K spend in 3 months

$550 annual fee

Recent better offer: 75K after $3K spend. (Ended 6/22/16)
The Enhanced Business Platinum® Card from American Express The Enhanced Business Platinum® Card from American Express
Earning rate: 5X flights and prepaid hotels at Amex Travel; 1.5X points per dollar on purchases of $5000 or more; 1X elsewhere

Noteworthy Perks:
-Up to $200 a year in statement credits for airline incidental fees;
-$100 Global Entry fee reimbursement.
-Airport lounge benefits.
-Rental car elite status.
-SPG Gold status.
-Hilton Gold status
-Free Boingo wifi.
-10 complimentary single flight segment passes for Gogo inflight internet each calendar year
-50% Pay with Points rebate for selected airline, and for business or first class with any airline

Terms & Conditions Apply. See Rates & Fees

See also: Maximizing value from Amex Platinum Cards
Up to 75K: 50K after $10K spend + 25K after addtiional $10K spend in 3 months.

$450 annual fee

Recent better offer: 150K after $20K Spend (Targeted)

FM Mini Review: The Business Platiinum card offers better benefits than other Amex Platinum cards thanks to the 50% Pay with Points rebate and Gogo In-Flight Wifi
The Platinum Card® from American Express The Platinum Card® from American Express
Earning rate: 5X points for flights booked directly with airlines or with American Express Travel; 5X points for prepaid hotels booked through American Express Travel

Noteworthy Perks:
-$200 Airline Fee Credit. Up to $200 a year in baggage fees and more at one airline.;
-$100 Global Entry fee reimbursement.
-Airport lounge benefits.
-Rental car elite status.
-SPG Gold status.
-Hilton HHonors Gold status.
-Free Boingo wifi
-Free Gold card AUs.

Terms & Conditions Apply. See Rates & Fees

See also: Maximizing value from Amex Platinum Cards
60K after $5K spend in 3 months

$550 annual fee

Recent better offer: 100K after $3K spend direct link (last reported 5/10/16)
Platinum Card® from American Express for Ameriprise Financial Platinum Card® from American Express for Ameriprise Financial
Earning rate: 5X points for flights booked directly with airlines or with American Express Travel; 5X points for prepaid hotels booked with American Express Travel

Big spend bonus: 5K bonus points for every $20K spend, up to 30K bonus points annually

Noteworthy Perks:
-Up to $200 a year in statement credits for airline incidental fees;
-$200 Uber credit annually ($15/month, $35 in Dec)
-$100 Global Entry fee reimbursement.
-Airport lounge benefits.
-Rental car elite status.
-SPG Gold status.
-Hilton Gold status
-Free Boingo wifi.
-Free Gold card AUs

Terms & Restrictions Apply. See Rates & Fees
Add up to 3 authorized cardholders for free first year, then $175 (total) per year.

Annual fee waived first year, then $550

Recent better offer: 25K after $3K spend (expired 6/30/15)

FM Mini Review: First year with no fee makes this card worth considering for almost everyone.
The Platinum Card® from American Express Exclusively for Morgan Stanley The Platinum Card® from American Express Exclusively for Morgan Stanley
Earning rate: 5X points for flights booked directly with airlines or with American Express Travel. 5X prepaid hotels booked with American Express Travel

Noteworthy Perks:
-1 Free Platinum card authorized user
-Airport lounge access
-$200 airline credit
-$200 annual Uber credit ($15/month, $35 in Dec)
-$100 Global Entry fee reimbursement
-Free Boingo wi-fi
-Hotel & Rental car elite status
-Free Gold card AUs

Terms & Restrictions Apply. See Rates & Fees

See also: Maximizing value from Amex Platinum Cards
60K after $5K spend in 3 months

$550 annual fee

Note: According to Amex: Clients must have an eligible Morgan Stanley brokerage account to apply.

Recent better offer: None.

FM Mini Review: In my opinion, this is the best of the consumer Amex Platinum cards when you need two cards thanks to Morgan Stanley offering one free authorized user
American Express Platinum Card® for Schwab American Express Platinum Card® for Schwab
Earning rate: 5X points for flights booked directly with airlines or with American Express Travel; 5X points for prepaid hotels booked through American Express Travel

Noteworthy Perks:
-Airport lounge access
-$200 airline credit
-$100 Global Entry fee reimbursement
-$200 Uber credit annually ($15/month, $35 in Dec
-Free Boingo wi-fi
-Free Gold card AUs
-Hotel & Rental car elite status
-Use Membership Rewards® points for deposits by Schwab to your eligible brokerage account. (For example, 10,000 points = $125)
-$100 credit with Schwab holdings of $250,000+ or $200 credit with holdings of $1,000,000+ on approval & each year.

Terms & Restrictions Apply. See Rates & Fees

See also: Maximizing value from Amex Platinum Cards
60K after $5K spend in 3 months

$550 annual fee

Card is only available to clients that maintain an eligible Schwab brokerage account.

Recent better offer: None.

Note: Many more excellent credit card offers, along with application tips for each bank, can be found on our Best Credit Card Offers Page.