Credit Cards

Category Archives for Credit Cards.

Increased: $750 signup bonus on Capital One Spark

As reported by Doctor of Credit, there is a newly increased signup bonus on the Capital One Spark Business Visa: Get $750 cash back after $7,500 in purchases in the first three months. That’s in addition to the unlimited 2% cash back earned on this card, so you will actually have $900 in cash back after $7,500 in purchases. That’s a great offer for cash back. We’ve added a link to our Best Offers page. The Offer $750…

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My bumbling experiments with US Bank’s Real-Time Mobile Rewards

Readers may remember that I was pretty excited about US Bank’s Real-Time Mobile Rewards when I learned that they’ve expanded them to include travel.  If you have the Altitude Reserve card, or a Visa card that earns FlexPerks points, you can now apply your rewards to travel purchases at 1.5 cents per point value without having to book travel through US Bank.  This is huge because it means that we can have our travel cake…

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Chase to launch new Aer Lingus credit card

In addition to yesterday’s surprise launch of the Chase Iberia Visa Signature card (See: Chase launches Iberia Visa w/ 75K total signup bonus), Chase has announced that they will also be issuing a new Chase Aer Lingus Visa Signature card this spring. Reported key card details: Earn 3x on Aer Lingus, Iberia, British Airways, LEVEL and OpenSkies Earn 1x everywhere else Free economy class companion ticket after $30,000 spend in a calendar year Priority boarding on flights to and from…

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My take on the Top 10 credit card offers for March 2018

Regular readers know that we maintain a sorted list of the Top 10+ Credit Card Offers (the “+” means that you can click “Next” to see beyond 10).  The offers are sorted by an estimate of first year value.  For details aboujt how this is calculated see: Credit card signup bonus estimation details. Our formula has the benefit of being unbiased, but it’s far from perfect.  We use our to estimate the value of points…

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Chase launches Iberia Visa w/ 75K total signup bonus

The Chase Iberia Visa Signature was unexpectedly launched today. This brand new credit card comes with a signup bonus to rival the Chase British Airways Visa Signature card and a $1,000 flight discount as a Big Spend Bonus that might make it more interesting. Early reports indicate that it is not subject to the Chase 5/24 rule. The Offer 50,000 Avios after making $3,000 in purchases within the first 3 months plus an additional 25,000 Avios after making a…

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The Fine Print: Fighting Citi Prestige’s ‘Trip Delay’ Shenanigans

Introduction As points enthusiasts, our priority is meeting the requirement to obtain the signup bonus. The next priority is to maximize the benefits that come with the card.  These perks include free Global Entry, reimbursement for airline tickets, and lounge access. An overlooked benefit is trip delay and cancellation coverage which can come in handy when itineraries don’t go as planned. Citi Prestige: Nick’s Positive Experience Nick has written about how he was reimbursed $500…

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Our Complete Guide to the Alaska Airlines Companion Fare

We’ve added a new reference guide to our resource pages. For the full guide, see: Alaska Airlines Companion Fare Complete Guide Last night, I posted a quick deal on an incredible airfare on Alaska Airlines (See: Awesome fare NY to Hawaii: from $362 round trip on Alaska, since expired). That fare was hard to resist for a couple of reasons. First, sub-$400 round trip airfare from New York to Hawaii is rare. Second, it was a great…

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3 Easy Ways to Count Your 5/24 Status

With most Chase credit cards, Chase will not approve your application if you have opened 5 or more cards with any bank in the past 24 months.  This is known as the 5/24 rule. Chase uses your credit report to count your 5/24 status.  As a result, any business cards that do not get reported to the personal credit bureaus are not included in this count.  Even Chase business cards are not counted (but most…

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Should everyone open two Chase Southwest cards?

Travel Companion Tickets

This morning, Greg wrote about planning your Chase application strategy (See: The best Chase cards that ARE subject to 5/24 rule). A few months ago, standing on the cusp of 5/24, my wife opened two of those cards — two Southwest Airlines credit cards — in order to earn herself a Southwest Companion Pass with her final Chase slots for the next couple of years. Should that be everyone’s strategy? Here’s what really prompted the…

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