Credit Cards

Category Archives for Credit Cards.

Newbie’s new credit card plan, and initial results

A bit over a week ago I published “A credit card plan for a well informed newbie.”  There I detailed a plan for this retiree to quickly rack up huge numbers of points through credit card signups.  Readers weighed in with helpful suggestions, and I modified my recommendations.  I wrote: Thanks everyone. Based on your input, I’ll recommend these changes to Ben: 1. Sign up for Ink Biz Pref and Ink Cash same day in…

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Delta first class: great companion ticket deal (glitch?)

Delta First Class Dining

I stumbled upon something surprising the other day.  Thanks to my Delta Reserve companion ticket, I was able to book two people into domestic first class for less than the price of a single economy ticket. Holiday High Prices Most years we visit family in southern Florida after Christmas.  And this year we thought we would book our trip very early rather than waiting until prices skyrocket later on.  But, it turned out that prices…

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Morgan Stanley Amex: Do you need a Morgan Stanley account to apply?

Morgan Stanley offers two compelling Amex cards which earn Membership Rewards points.  One is the Platinum Card which beats out Amex’s standard Platinum card by offering the first authorized user Platinum card for free.  The other is the Morgan Stanley Credit Card which offers a few compelling 2X category bonuses.  For more about each, see: Which is the best Amex Platinum card? The other Morgan Stanley Amex is worth a look The applications for both…

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How to count your 5/24 status from your smart phone

With the introduction of its unofficial 5/24 Rule, Chase has made life much harder for those who like to frequently sign up for credit cards to get the signup bonuses.  With the 5/24 Rule, Chase denies most application in which the applicant has opened 5 or more cards in the past 24 months. And we’re not just talking about Chase cards here.  All issuers count.  If you’ve never opened a Chase card in your life,…

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Better offers again, but with a twist

Yesterday I was testing links on our and I ran across something surprising.  Many of the Amex personal card links brought up offers that were better than the standard public offer (in fact, most were at or near historic best offers!).  Nick wrote about this phenomenon a week ago (see: I see better-than-advertised offers… [Targeted]), but in his case he found this in a browser that he had recently used to log into his Amex account. …

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Make vanished Amex Offers reappear

As you have surely noticed if you have logged into your American Express online account over the past few days, Amex has been rolling out a completely new online interface. One of the interesting side effects has been the disappearance of synced offers that have previously been claimed on other cards. Note: Thanks to US Creditcard Guide, you do not have to live with the new interface. Click here to view a very old Amex interface…

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Bye bye Fairmont card. I hardly knew ya…

Chase has begun sending letters to Fairmont credit card holders stating that the Fairmont card will be replaced with a Chase Sapphire Preferred card on August 15th.  My wife and I got the card in January of this year when some of the application links for the card stopped working.  I know that many readers did the same when I posted “The other Chase card you should consider today.”  The remaining working application links died…

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Amex financial review from adding authorized users

In my recent post “Planning my Amex Offers portfolio,” I described my plans of ensuring that I had at least one of each type of Amex card (Membership Rewards vs. Other; Personal vs. Business) and that I would add a handful of authorized users cards to each of these so that I’d be well positioned for Amex Offers. In response, a number of readers declared that adding a bunch of authorized users would lead to…

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