Credit Cards

Category Archives for Credit Cards.

Should everyone open two Chase Southwest cards?

Travel Companion Tickets

This morning, Greg wrote about planning your Chase application strategy (See: The best Chase cards that ARE subject to 5/24 rule). A few months ago, standing on the cusp of 5/24, my wife opened two of those cards — two Southwest Airlines credit cards — in order to earn herself a Southwest Companion Pass with her final Chase slots for the next couple of years. Should that be everyone’s strategy? Here’s what really prompted the…

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Great new Chase Freedom categories

Chase Freedom Q2 categories have been posted and will be: Grocery Stores, Chase Pay, and PayPal will all earn 5%/5x . Those categories look great.   The Deal The April – June, 2018 (Q2) Chase Freedom bonus categories will be: Grocery Stores Chase Pay PayPal Quick Thoughts While this information has not yet shown up on the Chase calendar at the time of writing, several people have gotten the same information from Chase representatives. Remember that these categories apply to the Chase Freedom Card — not to…

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125K Hilton Honors points with targeted offer

Hilton Hawaiian Village Waikiki

Some people are reporting having received a targeted email today with an increased 125,000 Hilton Honors points signup bonus on the Amex Hilton Honors Ascend card. That matches the highest point offer we’ve ever seen on this card or its previous iteration. The Offer Targeted email offer for 100K Hilton points after making $3,000 in purchases in the first 3 months plus an additional 25K Hilton points after spending an additional $1,000 on purchases in the first 6 months Key card benefits $95…

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Citi Double Cash adds $100 signup bonus

The Citi Double Cash Card is finally offering a signup bonus: $100 cash back after making $500 in purchases within the first 3 months. As the card amounts to a 2% cash back card (1% when you make purchases + 1% when you pay your bill) with no annual fee, it has long been on our Best Offers page even without a signup bonus. It’s nice to finally see a signup bonus added to it. The Offer Get $100 cash back…

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The best Chase cards that ARE subject to 5/24

Nick previously published “What’s the best Chase card that’s not subject to 5/24?”  As much as I enjoyed his post, I thought this was the wrong question.  After all, with cards that are not subject to 5/24, there’s no particular reason to limit yourself.  Even if you’re over 5/24 you can get all of those cards. A more important question is which Chase cards you should get before you go over 5/24.  These are the…

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Over 600,000 points and well under 5/24

It’s time to check in again with our informed newbie Ben. Previously, we helped him form a credit card plan.  Next, he successfully signed up for three cards at once.  Intentionally, all three were business cards that do not report to personal credit bureaus.  This way, Ben can sign up for many more cards without exceeding Chase’s 5/24 limits.  And our next update about Ben was in July when we reported his progress and his 3X surprise.  Finally, in…

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New big spend bonus: more free annual nights with Radisson Visa cards

Club Carlson announced today that they have re-branded to become Radisson Rewards. There were some negative changes in terms of points earnings for mid-tier members (more on that below), but one interesting change came to the former Club Carlson Visa cards (now apparently the Radisson Rewards Visas): all Radisson Rewards Visa cardholders can now earn up to 3 free nights annually based on spend. That’s in addition to the points earned based on spend. With the Premier version of the…

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My Experience Using Chase Sapphire Reserve Rental Car Insurance

Hail stones in Melbourne

The hailstones were the size of golf balls. We visited Melbourne, Australia for Christmas last year and had been enjoying the great weather. We’d visited St Kilda beach that morning to take advantage of the 98° temperature and were now in the comfort of the air conditioning at our friends’ house that evening. The freak storm came out of nowhere. One moment it was quiet outside, the next our friends’ kids had leaped out of…

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