Credit Cards

Category Archives for Credit Cards.

Live in Hawaii to maximize value from Delta companion certificates (and 10 other tips)

Delta SkyMiles Cards Zoom

Both the Platinum Delta SkyMiles Credit Card and the Delta Reserve Credit Card from American Express offer a free companion certificate each year upon renewal.  This means that once per year you can buy a round trip flight for two people and pay for just one (plus taxes and fees, capped at $75, for the other).  Here are the tips you need to know to get the most value from your certificates… Live in Hawaii…

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Investing in change: Marriott / SPG / Ritz new program opportunities

JW Marriott Phu Quoc Emerald Bay Marriott Rewards Sweet Spot

Airline and hotel mergers are often bad for consumers since they result in less competition.  That said, mergers also create lots of change.  And with change comes opportunity… We saw this recently with the American Airlines / US Airways merger.  There was a short term opportunity to earn top tier US Airways status through a challenge.  And we knew that we would then get top tier AA status, along with 8 international upgrade certificates, when…

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Is Amex increasing exceptions to their Once Per Lifetime Rule?

Amex By Mail Offers No Lifetime Language

Most American Express credit card offers disallow those who have had the same card before.  Language in the application offer terms usually state the following (and usually in bold text): “Welcome bonus offer not available to applicants who have or have had this product.” We describe this as Amex’s once per lifetime rule. I often hear reports from people who have received targeted offers from Amex which do not include the once per lifetime rule. …

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Super credit card duos. What’s in your wallet?

Dog photo bomb

In the past I’ve analyzed the heck out of cards to come up with the best credit card combinations based on earning rates, annual fees, redemption value, etc.  Today, I’ll take a more casual look at my favorite credit card duos.  I like cards that have great perks and earn great category bonuses.  And I prefer cards that earn transferable points (points that can be transferred to airline and hotel programs).  A big plus is…

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Chase having technical issues with 100K Chase Sapphire Reserve Applications today

csr100k

As most readers likely know, today is the last day to apply in branch for the Chase Sapphire Reserve with the massive 100,000 point sign up bonus offer.  Unfortunately, Julian at The Points Guy is reporting that Chase is experiencing technical problems with the in-branch application system that is preventing customers from applying via that system. Obviously, this would be an incredible disappointment for people caught in the last-minute rush to grab this card before the…

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How to get 2.17 cents per point from Membership Rewards today

2.17 cents per point

Yesterday I described how I recently got 2.17 cents per point value from Membership Rewards points.  I had inadvertently stacked the Business Platinum Card’s 50% Pay with Points rebate with a 5X airfare promotion that I had been targeted for.  In that post I speculated that everyone with a Business Platinum card will be able to get the same value once the Business Platinum Card’s 5X Airfare feature kicks in on March 30th. It turns…

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Last Call for Chase Sapphire Reserve, New Hope

csr100k

As you may recall, the Chase Sapphire Reserve set the credit card world on fire this past fall with it’s colossal 100K Ultimate Rewards sign-up bonus and slew of valuable benefits.  The online offer for that card has since decreased to only 50K bonus points, but the 100K point offer has still been available when applying in-branch directly with a banker.  That in-branch offer ends this week (either March 11th or 12th, it may vary by…

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Loving Amex Business Platinum’s Pay with Points Rebate

Amex Business Platinum 50pct point rebate

I’m increasingly loving the Amex Business Platinum’s 50% pay with points rebate.  I originally called this benefit a minor game changer, but in practice, for me, it is major. For review, on October 6 2016, Amex added an awesome feature to their Business Platinum Card:  Cardholders earn 50% points back when paying with points through American Express Travel for a flight with their selected airline. Cardholders will also receive this benefit when booking a first…

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Amex Business Platinum Changes coming – 5X Airfare through AmexTravel

amextravel

Via View from the Wing, there are some reported changes coming to the American Express Business Platinum card as of March 30th, 2017. We have previously reported on changes to the personal Platinum card.  According to Gary Leff’s sources at American Express, the Business Platinum changes are a bit different.  New benefits (key points in bold) will include: 5X Membership Rewards points on airfare and prepaid hotels booked through AmexTravel.com. Bookings will need to be…

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