Credit Cards

Category Archives for Credit Cards.

Increase credit card spend (and get most of it back). What still works May 2017?

Whether you need to increase credit card spend to earn a new credit card signup bonus, or to earn elite status, or simply to earn credit card rewards, it’s important to keep up with the latest news of what works and what does not. Complete descriptions of techniques can be found on a separate page: Manufactured Spending Complete Guide.  Many of the listed techniques aren’t technically “manufactured spending”, but it’s a convenient title.  The complete…

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Buying gift cards with the Altitude Reserve

The new US Bank Altitude Reserve Card has the distinction of being the first card ever to offer a standard category bonus for mobile wallet payments.  Specifically, the card offers 3 points per dollar for mobile wallet payments (Apple Pay, Android Pay, Samsung Pay, and Microsoft Wallet) and travel purchases.  Many readers undoubtedly wonder if they can use mobile wallet payments to as a way of earning points cheaply.  I’ve previously warned people away from…

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How to setup the Altitude Reserve as your default Apple Pay card

default Apple Pay card

Here’s a quick tutorial for setting up the Altitude Reserve Card with Apple Pay.  Since the card offers 3 points per dollar for mobile wallet payments, you’ll want it to be your default card… 1. Add Altitude Reserve to your iPhone Wallet If your iPhone supports Apple Pay, then the Wallet app will be on your phone already.  Find Wallet and open it (saying “Hey Siri, open Wallet” should do the trick).  Then click the…

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Upgraded accounts keep Amex 50% pay-with-points rebate for 1 year

As reported by Doctor of Credit, Amex has clarified the changes in the 50% pay-with-points rebate for those who upgraded other cards to the Enhanced Business Platinum card. As you’ll recall, we reported last Friday that Amex is ending this popular benefit on June 1st for existing cardholders, but that the @AskAmex twitter team confirmed that new cardholders whose account opening date is between October 2016 and May 31, 2017 would keep the benefit, uncapped, for…

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FlexPerks kills 3X charity for 2018 and beyond


In my recent post “The next best credit card perks that will be taken away,” I predicted the demise of the 3X charity category bonus on the US Banks FlexPerk Visa card.  Reader Kumar then pointed out that 3X charity was already scheduled drop to 2X at the end of this year.  He wrote: US Bank already announced the reduction in Charity category: 3X FlexPoints per net $1 spent for charitable donations until 12/31/17, therafter…

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A great perk that isn’t going away soon

Yesterday morning, Greg wrote about some of the great credit card perks that may be living on a limited amount of time and this morning he wrote about why it might make sense to get and keep a US Bank Altitude Reserve card. Of course, the biggest reason in my book to get and keep it is for 3X mobile payments — a perk that I called too generous when I called the Altitude Reserve DOA.…

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20K points per referral with Chase Ink; Earn up to 100K

Chase has a new referral offer out for the Chase Ink Business Preferred: you can earn 20K Ultimate Rewards points per referral up to 100k total points. The referral offer matches the best public offer on the card: 80K points for spending $5,000 in the first 3 months. We received this offer as Chase Ink Plus holders — so if you have an Ink Plus, check to see if you have a referral. Chase has sent…

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There is a reason to get and keep the Altitude Reserve card

Last week, I argued that the main reason to get the US Bank Altitude Reserve card is for the signup bonus.  I argued that the card didn’t make sense for most people to keep beyond the first year.  It certainly isn’t the one perfect card, and you’ll most likely get quickly shut down if you try to use it manufacture spend. That said, I do think there are reasons for some to get and to…

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Direct link: Alaska 30k + $100 statement credit + $0 companion fare

Yesterday, we posted about how to find the best offer on the Alaska Airlines Visa Signature card. To recap, this offer includes: 30,000 Alaska miles $100 statement credit $0 companion fare (you just pay the taxes) Must spend $1,000 in the first 90 days Yesterday’s post explained that you can find that offer by creating a dummy booking. We have since been made aware of the direct link to that offer — no dummy booking required.…

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