Prepaid Cards

Category Archives for Prepaid Cards.

How to avoid the PayPal freeze

PayPal Freeze

Background: In order to earn miles & points, many people “manufacture spend”.  That is, people find ways to increase credit card spend (to get rewards) while getting their money back.  There are many techniques for doing this, and PayPal is a component of some of them.  Unfortunately, while these techniques are perfectly legal, they are often also used for money laundering and other illegal activities.  As a result, PayPal frequently freezes accounts of those who…

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Earn miles via rent payments

Earn miles via rent payments

Update: RadPad ended this promotion prematurely on August 24, 2016 due to a lack of funds. You can find the announcement here. Via Quick Deals, we previously reported that you can now use RadPad with Android Pay to pay your rent with a credit card fee free through the end of the year. This means that rent payments can be used to earn credit card rewards, help meet minimum spend requirements on new credit cards, or…

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The Dining Everywhere Visa. Is 5X or 2.65X worth the headache?

Dining Everywhere Visa

A new Visa gift card has appeared in many Office Depot stores: the Dining Everywhere Visa.  On the surface this card appears to be limited to use in restaurants and bars, but Travelling Well for Less has found that it seems to work pretty much anywhere.  And, the card’s cardholder agreement does not say that the card is limited to restaurants and bars, so I think that it’s safe to assume that the card’s use…

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Amex freezes Bluebird and Serve cardholders off-schedule

Bluebird and Serve accounts frozen

UPDATE: This round may be limited to people who somehow opened a new card on March 4th after having their old card frozen.  See post comments for details. Amex has again sent out emails to Bluebird and Serve cardholders to let them know that their accounts are essentially frozen.  The emails read, in part: …we have observed unusual usage patterns on your Bluebird [or Serve] Account. Because of this, effective immediately, you will no longer…

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Starbird? Will the Starbucks prepaid card be the next big thing?

Starbird Starbucks prepaid card

Starbucks has announced that they will introduce a prepaid card by the end of the year.  Will this be the next big thing?  For years, American Express prepaid products, Bluebird and Serve, made it easy to increase credit card spend to earn rewards.  And, for a while, REDbird (the Target Prepaid REDcard) was even better.  Then, Target stopped allowing credit or debit reloads, and then Amex began freezing Serve and Bluebird accounts.  And, we were…

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Amex lowers the boom on Bluebird and Serve again

Bluebird and Serve accounts frozen

Exactly 9 weeks ago, Amex lowered the boom on many Bluebird and Serve cardholders. While they didn’t outright shut down accounts, they did bar them from loading new funds.  Most people with frozen accounts had been using the cards to indirectly increase credit card spend.  The basic process involved buying Visa or MasterCard gift cards with credit cards and then using those gift cards as debit cards in-store to reload Bluebird or Serve.  Then, the…

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Bet You Didn’t Know: A Map of Walmart MoneyCenter Kiosk Locations

walmart moneycenter kiosk

By Julian, author of Devil’s Advocate…   I’m filing today’s post under the category “better late than never.” Or maybe that should be “better late than never?” I’ve been meaning to write up this tip for a couple of months, but other topics kept capturing my attention and I saved this one for later. Unfortunately, as we all know, in the meantime a whole ton of Bluebird and Serve accounts were restricted and can no longer be loaded.…

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Connecting the dots: Prepaid cards that allow debit reloads

Which cards allow debit reloads

Following the widespread shutdowns Amex inflicted on Bluebird and Serve cardholders, people are rushing to find alternatives.  There are many manufactured spend opportunities that do not involve prepaid cards, but for those who prefer to stick with what they know, I developed a couple of resources: Best practices for prepaid card manufactured spend Reload Cards with Free Bill Pay The two posts shown above provide key information, but they don’t directly answer the question people…

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Earn 300 Plenti points reloading your Green Dot card at Rite Aid

Rite Aid is running an ad this week offering 300 Plenti points when you swipe your Green Dot card and reload at least $50 in a single transaction.  Check your local ad to see if the promotion is running in your area. 300 Plenti points are worth $3 off other items purchased at Rite Aid (and other Plenti partners).  In my experience you cannot use Plenti points to pay for reloads.  Green Dot reloads cost…

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