Prepaid Cards

Category Archives for Prepaid Cards.

How to liquidate small denomination debit gift cards

There are many reasons that you may end up with lots of small denomination debit gift cards.  OfficeMax frequently runs deals, such as “$15 off $300 or more in Visa gift cards.”  And Staples frequently offers Easy Rebates where the $15 or so rebates come in the form of either Staples gift cards or a Visa gift cards.  And there are Amex Offers which often make it possible to buy Visa or MasterCard gift cards…

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Increase credit card spend (and get most of it back). What still works November 2016?

UPDATE: Please find an up-to-date version of this post here: There are many reasons you may want to increase credit card spend.  You may need to meet spend requirements on several new credit cards in order to earn huge signup bonuses.  Or, perhaps you want to earn high level elite status or other big spend bonuses, as I do with Delta.  Or, perhaps you simply want to earn extra rewards using cards with big category…

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Did you survive the Amex 100K clawback?

100K Clawback

Somebody at Amex must have been really pissed that a 100K offer for the Amex Platinum card was erroneously let loose on Reddit back in May.  With similar situations in the past Amex has taken down the offer, but fully honored the deal for those who got in on it.  This time it was different… The first indication that something was wrong was from those who earned the bonus right away and then tried to…

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The Fine Print: Thou Shalt Not Manufacture Spend

Manufacture Spend

The following is not legal advice. Please contact an attorney or Alexander at alex@bachuwalaw.com if you have questions on the subject.  Points enthusiasts are always looking for ways to earn more points. The extremes they go through include mileage runs across the globe, stacking promotions, and the infamous ‘manufactured spending’. Manufactured spending, the practice of spending money without spending money, has evolved over the years. In its infancy, it was done by purchasing coins through…

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Manufacturing Spend: What still works September 2016?

Manufacturing Spend Options Still Alive

UPDATE: Please find an up-to-date version of this post here: Manufacturing Spend is the process of increasing credit card spend to earn rewards in ways that results in getting most of your money back.  These techniques can be useful for helping to meet new credit card minimum spend requirements, to earn big-spend bonuses, or simply to earn rewards. Unfortunately, the options available for manufacturing spend change regularly. So, here is a survey of common techniques…

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How to avoid the PayPal freeze

PayPal Freeze

Background: In order to earn miles & points, many people “manufacture spend”.  That is, people find ways to increase credit card spend (to get rewards) while getting their money back.  There are many techniques for doing this, and PayPal is a component of some of them.  Unfortunately, while these techniques are perfectly legal, they are often also used for money laundering and other illegal activities.  As a result, PayPal frequently freezes accounts of those who…

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Earn miles via rent payments

Earn miles via rent payments

Update: RadPad ended this promotion prematurely on August 24, 2016 due to a lack of funds. You can find the announcement here. Via Quick Deals, we previously reported that you can now use RadPad with Android Pay to pay your rent with a credit card fee free through the end of the year. This means that rent payments can be used to earn credit card rewards, help meet minimum spend requirements on new credit cards, or…

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The Dining Everywhere Visa. Is 5X or 2.65X worth the headache?

Dining Everywhere Visa

A new Visa gift card has appeared in many Office Depot stores: the Dining Everywhere Visa.  On the surface this card appears to be limited to use in restaurants and bars, but Travelling Well for Less has found that it seems to work pretty much anywhere.  And, the card’s cardholder agreement does not say that the card is limited to restaurants and bars, so I think that it’s safe to assume that the card’s use…

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Amex freezes Bluebird and Serve cardholders off-schedule

Bluebird and Serve accounts frozen

UPDATE: This round may be limited to people who somehow opened a new card on March 4th after having their old card frozen.  See post comments for details. Amex has again sent out emails to Bluebird and Serve cardholders to let them know that their accounts are essentially frozen.  The emails read, in part: …we have observed unusual usage patterns on your Bluebird [or Serve] Account. Because of this, effective immediately, you will no longer…

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