Chase Ritz Carlton Rewards Visa Infinite

CardSignup Bonus
Chase Ritz Carlton Rewards Visa Infinite Chase Ritz Carlton Rewards Visa Infinite2 Free Tier 1-4 night stays after $4K spend in first three months + 10K points for adding an authorized user.

Overview

This is a premium card with a premium annual fee and premium features:

  • $450 annual fee not waived the first year
  • $300 in annual airline fee reimbursements. Unlike the Sapphire Reserve, this is only meant for airline fees and it is not automatic: you have to request each reimbursement.
  • Earns 2X airline, car rental, & restaurants. 5X Ritz & Marriott; 1X elsewhere.
  • 10% annual points bonus.
  • Ritz points are identical to Marriott points.  In fact, you can sign up for this card with your Marriott Rewards number and you’ll earn Marriott points.
  • Elite Status: Automatic Gold status first year. $10K spend per account year to keep Gold elite status; $75K spend per account year for Platinum elite status.
  • 3 club level upgrades for rooms booked with standard rate.
  • $100 hotel credit for each 2 night or longer stay.
  • Priority Pass Select airport lounge access.
  • Free authorized users (who also get Priority Pass)
  • Global Entry fee reimbursement
  • Visa Infinite $100 companion discount for round trip domestic flights

Overall, this card has a lot going for it, so it definitely makes sense for some.  Personally, I already get many of its premium features from other cards, so it is not as appealing to me as it may be to others.

Card / NotesBonus / Annual Fee
Chase Ritz Carlton Rewards Visa Infinite Chase Ritz Carlton Rewards Visa Infinite
Earning rate: 2X airline, car rental, & restaurants. 5X Ritz & Marriott.

Big spend bonus: $10K spend per account year to keep Gold elite status; $75K spend per account year for Platinum elite status

Noteworthy Perks: 3 club level upgrades. Gold status, first year. $100 hotel credit for each 2 night or longer stay. Airport lounge access. $300 annual credit for airline incidentals. 10% annual points premium. $100 discount on multi-passenger ticket purchases.
2 Free Tier 1-4 night stays after $4K spend in first three months + 10K points for adding an authorized user.

$450 annual fee

Note: This card is believed to not be subject to Chase's 5/24 rule.

Recent better offer: 3 Free Tier 1-4 nights after $5K spend in first three months + 10K points for adding an authorized user.

Note: Many more excellent credit card offers, along with application tips for each bank, can be found on our Best Credit Card Offers Page.