Chase Ink Business Preferred Card

Please click the “Featured Offers” tab on the Frequent Miler menu bar to view credit card offers.

CardSignup Bonus
Chase Ink Business Preferred Card Chase Ink Business Preferred Card80K after $5K spend in 3 months

Overview

The Ink Business Preferred card has a great signup bonus and is a solid choice for many businesses.  The card earns valuable Chase Ultimate Rewards points with excellent category bonuses:

  • 3X travel, shipping, internet, cable, phone, and advertising with social media sites (up to $150K spend per year)

The card also offers cell phone protection: Get up to $600 per claim in cell phone protection against covered theft or damage for you and your employees listed on your monthly cell phone bill when you pay it with your Chase Ink Business Preferred credit card.

The card’s 3X rewards for travel, shipping, and advertising are excellent — best in class.  But, for internet, cable, and phone you can do better.  The no-fee Ink Cash card offers 5X rewards for internet, cable, phone, and office supplies.  The Ink Cash also offers 2X for gas and restaurants.  I think that for most businesses it makes sense to use both cards.  Points earned on the Ink Cash can be transferred to the Ink Business Preferred to make them more valuable.

With the Ink Business Preferred Card, Ultimate Rewards points can be redeemed as follows:

  • Cash or merchandise (1 cent per point value)
  • Purchase Travel through the Chase Ultimate Rewards travel site (1.25 cents per point value)
  • Purchase Travel after moving points to the Chase Sapphire Reserve card (1.5 cents per point value)
  • Transferred to a variety of airline and hotel programs (per point value varies from very low to extremely high when points are used this way)

Related Cards

All of the following cards earn Ultimate Rewards points.  Those marked with an asterisk are premium cards that allow points to be transferred to select airline and hotel loyalty programs. The others are advertised as cash back cards, but they really earn Ultimate Rewards points.  You can move those points to loyalty programs indirectly by moving them first to a premium card and then to an airline or hotel program:

* Premium card. Points can be transferred to select airline and hotel loyalty programs.

Related Posts

Card / NotesBonus / Annual Fee
Chase Ink Business Preferred Card Chase Ink Business Preferred Card
Earning rate: 3X travel, shipping, internet, cable, phone, and advertising with social media sites (up to $150K spend per year)

Noteworthy Perks:
- Points worth 25% more when redeemed for travel
- Cell phone protection against theft or damage

See also: How to sign up for Chase Ink cards
80K after $5K spend in 3 months

$95 annual fee



This card is known to be subject to Chase's 5/24 rule.


FM Mini Review: Great card for 3X categories. Also consider Chase Ink Cash for its 5X categories

Note: Many more excellent credit card offers, along with application tips for each bank, can be found on our Best Credit Card Offers Page.

Comments

  1. Has anyone used the cell phone insurance? I’m curious about the “you and your employees listed on the bill” language. Does that mean if my kid’s phone is on the account it won’t be covered? what do we need to do to prove someone is an employee?

    • I haven’t ever used the insurance. I believe the language you’re referring to means that the person would need to be an authorized user (employee) on your Ink card.

Leave a Reply

Your email address will not be published. Required fields are marked *