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|Card / Notes||Bonus / Annual Fee|
|Citi® Double Cash Card|
Noteworthy Perks: 1% cash back when you make a purchase + 1% cash back when you pay for those purchases
No annual fee
FM Mini Review: For those who prefer cash back, it's hard to beat 2% cash back and no annual fee.
The no-fee Citi Double Cash Card offers 1% cash back when you make a purchase + 1% cash back when you pay for those purchases. In other words, it is effectively a no-fee 2% cash back card (as long as you pay your credit card bill). This is a great option for anyone who doesn’t want to bother with category bonuses or airline miles. The only downside is that Citi charges 3% in foreign transaction fees. When traveling outside of the US, bring a different card.
Excellent choice for solid cash back earnings on all spend.