5X Everywhere

Tag Archives for 5X Everywhere.

Tying loose ends: Prestige 4th night, 5X everywhere, retrieving points, Necker Island

Necker Island Turtle

Today I have a grab bag of follow-ups from previous posts… Citi Prestige 4th Night Fee Hotel Benefit One nice perk of the Citi Prestige card is the ability to book a four night hotel stay, pretty much anywhere, and get the fourth night free.  I wrote about my experience in booking such a stay back in January (See: Using the Citi Prestige 4th night free benefit).  I completed the stay on March 3rd and…

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An awesome new 5X (and beyond) game. Let’s play…

UPDATE 5/18/2015: Based on many reader reports, I’m declaring this opportunity dead. It seems that the store in question has stopped allowing gift cards to be used to buy other gift cards. Here’s a little Thursday morning treasure hunt… I received a tip last night that a certain store is now carrying Vanilla Visa gift cards loadable up to $500.  I knew from experience that this store often accepts their own gift cards as payment…

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5X ThankYou offer returns… sort of

There used to be a wonderful sign up offer for the no fee Citi ThankYou Preferred card: earn 5 points per dollar at grocery stores, drug stores, and gas stations for 12 months.  At that time, Vanilla Reload cards were still purchasable via credit card at CVS; PayPal had not yet closed my accounts for loading My Cash cards; and Vanilla Visa gift cards were still readily usable at Walmart.  In other words, it was…

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A new way to increase rewards beyond 5X

The Chase Ink family of business cards offer 5 Ultimate Rewards points per dollar for purchases made at office supply stores.  Those who shop often at office supply stores obviously will do well with these cards.  Those who shop elsewhere can do well too by using their Chase Ink card to buy gift cards at office supply stores.  An easy double dip looks like this: Go through online rewards portal to Staples.com Buy merchant gift…

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Evaluating the old Blue Cash $50K limit

Old Blue Cash

The “Old” Blue Cash card from American Express has been the go-to 5X card since the 5X ThankYou deal went away.  It is referred to as the “old” Blue Cash card because it is no longer advertised, but it is still available for new applicants through an old application link. The old Blue Cash card requires $6500 in spend each year before it becomes worthwhile.  For the first $6500 in spend, the card offers only…

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How to win the category bonus war, with no annual fees

I recently detailed how American Express hopes to win the category bonus war (see “Amex’s EveryDay weapons in the category bonus war”).  Their goal is to incentivize consumers to use their cards for all daily spend.  And, as I showed recently, their new cards do a pretty good job of that (see “Amex’s powerful new EveryDay cards”).  However, if you’re willing to juggle a few cards, you can do better, even with no-annual fee cards.…

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Playing 5X everywhere Whack a Mole

A long time ago, in the post “One card to rule them all,” I wrote up a guide for earning 5X everywhere.  The trick, at the time, was to sign up for an American Express prepaid card and a Chase Ink card.  Then, take your Ink card to Office Depot to buy Vanilla Reload cards (where your Ink card earns 5X for office supply purchases) and use the money from those cards to load your…

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5X everywhere rises

UPDATE: Plink has been discontinued. UPDATE: Plink now limits rewards at Staples to 10 transactions per month. A long time ago, in a galaxy that was as yet unaware of Vanilla Reload cards, I posted “5X Everywhere!“.  In that post I explained that it was possible to buy $100 Visa gift cards at an office supply store online and recover the entire purchase fee through a cash back portal.  By paying with a credit card…

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5X everywhere dies again

The pace of change in the miles & point world is staggering.  The most recent big change is with the latest and greatest way to earn 5X everywhere.  There was a special link to sign up for the Citi ThankYou Preferred card that offered 5X in drugstores, gas stations, and supermarkets.  That link now appears to be dead: More than a week ago, at Frequent Traveler University, the theme of my presentation was change.  In…

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