Chase

Tag Archives for Chase.

Chasing 395,000 points. Final results.

395,000 points

Late last week, my wife and I received thin letters from Chase. Both were application denials that listed the reason as “Too many requests for credit or opened accounts with us”. My wife’s denial was for the Marriott Business card. My denial was for the Ink Plus. So, as any good credit card signer-upper would do, we called recon. My wife’s reconsideration call was easy. After a few questions about my wife’s business, the agent…

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New Chase IHG Rewards Club Mastercard 75K Offer

chase ihg

Chase has increased the offer on the IHG® Rewards Club Select Credit Card from the normal bonus of 60K up to 75K. The Offer Earn 70,000 bonus points after spending $2,000 on purchases within the first three months of account opening plus earn 5,000 bonus points after you add your first authorized user and make your first purchase within this same 3 month period. Card Features IHG Rewards Club Platinum Status. 10% points rebate on redemptions. (Up…

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Chasing 395,000 points interim update: Check status online? Did inquiries combine?

395,000 points

Almost four weeks ago, I wrote about my recent batch of Chase credit card applications.  My wife and I applied for a number of Chase cards with the hope of securing 395,000 bonus points.  You can read the full details here: Chasing 395,000 points.  I don’t have final results yet (still waiting!) but I do have info about application response times, credit inquiry merging, and more… Applications I applied for the following card offers: Chase…

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The Chase authorized user dilemma for 2 adult households

authorized user

When signing up for a new Chase card, should you add your spouse or other household member as an authorized user?  The combination of Chase’s 5/24 rule, Chase’s point transfer rules, and Chase’s signup bonus offers make the answer to this question surprisingly difficult.  The point transfer rules and the signup bonuses encourage adding authorized users, but the 5/24 rule discourages it.  I’ll explain… Chase’s 5/24 rule In the past year or so, Chase has…

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Chasing 395,000 points

Chasing 395,000 points

In January, I recommended applying for Chase Ink cards before March (see: Credit card junkies: it’s time to apply for Chase Ink).  And, in February, I suggested applying for Chase co-branded cards before April (see: Chase calls an end to the game. Should we seek quick wins or long term benefits?).  Both recommendations were driven by the dreaded 5/24 rule… Chase’s 5/24 rule In the past year or so, Chase has frequently denied applications for…

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Chase point transfer rules made simple [Infographic]

Chase point transfer rules

My favorite points programs are transferable points programs.  These are programs that let the account holder transfer points to their choice of a number of airline and hotel programs.  See: A quick guide to transferable points programs.  My favorite transferable points program is Chase Ultimate Rewards… Membership Rewards vs. Ultimate Rewards vs. ThankYou Rewards. Which is best? SPG vs. Amex, Chase, and Citi transferable points programs. Which is best? Complex Chase point transfer rules In…

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8 ways to get the best Chase signup bonus offers

Chase-United-Silver-Status.png

The quick answer to how to find the best Chase signup bonus offers for credit cards is to visit Frequent Miler’s Best Offers page.  But, that page focuses on the best publicly available offers.  This post details a few ways to get private targeted offers that are often even better. Note that in all cases presented below, you should compare the offers you find online, in branch, over the phone, etc. to the ones found…

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Chase Freedom Unlimited assumptions and analysis

Chase Freedom Unlimited

UPDATE: The Points Guy has learned more from Chase.  All of the assumptions in this post appear to be true!  Chase Freedom Unlimited will coexist with the original Freedom card; It will have no annual fee; and it will earn Ultimate Rewards points. Over the weekend, Angelina Travels revealed what appears to be a new credit card from Chase: Chase Freedom Unlimited.  Supposedly this new card will be introduced sometime in March (i.e. soon!). Click…

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Chase card face-off: Hyatt vs. Marriott

Hyatt vs Marriott

As I discussed last week, those who regularly “churn” new credit cards for their signup bonuses may soon be cut off from Chase.  To help you decide which credit cards to get, while you still can, let’s compare the Chase’s Hyatt credit card to their Marriott credit card.  If you only want one, which should you choose? Sign up bonuses head to head Here are the current signup bonus details for each card (current details…

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