Chase

Tag Archives for Chase.

Breaking 5/24

Breaking 5/24

On May 24th (coincidentally, 5/24), Doctor of Credit announced that Chase’s dreaded 5/24 rule was now in place as of May 22nd or 23rd for most cards.  Specifically, he said that the rule now applies to the following cards: Freedom and Freedom Unlimited Ink Plus and Ink Cash Marriott Rewards Premier (Personal and Business) Ritz Carlton Rewards (Maybe) Sapphire Preferred Slate Southwest Airlines Rapid Rewards Plus Southwest Airlines Rapid Rewards Premier (Personal and Business) United…

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195,500 Marriott points. Strike now?

195,500 Marriott

Last week, Marriott introduced a new 100,000 point offer for their Marriott Rewards Business card.  When combined with the current offer for the personal Marriott card, it’s possible to rack up a huge number of points quickly. Offer Details Both offers can be found on our Best Offers Page: Business card: Earn 100,000 bonus points after $5,000 spend in 3 months. $99 annual fee is not waived for the first year. Personal card: Earn up…

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100K Marriott Business card offer. Find out if you’re targeted.

100K Marriott

UPDATE: Offer is now public.  Please click here for more details. A reader named Brad reports that he logged into his Marriott account and found this offer: 100,000 Marriott points after $5K spend Both my wife and I recently signed up for this card so we’ll send secure messages to Chase to see if they’ll match this increased offer (probably not, since it is targeted, but it can’t hurt to ask). If you don’t have…

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Marriott Premier Business Visa offers new path to Gold status

Marriott Premier Business Visa

I just received an email regarding my Marriott Premier Business Visa advertising two new benefits of the card: 1) A new path to Gold status; and 2) Access to discounts with Marriott Premier Visa SavingsEdge.  The first benefit might be made available to personal cardholders as well, but I don’t yet have confirmation of that.  The second benefit is definitely only for business cards. New Path to Gold Status via the Marriott Premier Business Visa…

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Chasing 395,000 points. Final results.

395,000 points

Late last week, my wife and I received thin letters from Chase. Both were application denials that listed the reason as “Too many requests for credit or opened accounts with us”. My wife’s denial was for the Marriott Business card. My denial was for the Ink Plus. So, as any good credit card signer-upper would do, we called recon. My wife’s reconsideration call was easy. After a few questions about my wife’s business, the agent…

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New Chase IHG Rewards Club Mastercard 75K Offer

chase ihg

Chase has increased the offer on the IHG® Rewards Club Select Credit Card from the normal bonus of 60K up to 75K. The Offer Earn 70,000 bonus points after spending $2,000 on purchases within the first three months of account opening plus earn 5,000 bonus points after you add your first authorized user and make your first purchase within this same 3 month period. Card Features IHG Rewards Club Platinum Status. 10% points rebate on redemptions. (Up…

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Chasing 395,000 points interim update: Check status online? Did inquiries combine?

395,000 points

Almost four weeks ago, I wrote about my recent batch of Chase credit card applications.  My wife and I applied for a number of Chase cards with the hope of securing 395,000 bonus points.  You can read the full details here: Chasing 395,000 points.  I don’t have final results yet (still waiting!) but I do have info about application response times, credit inquiry merging, and more… Applications I applied for the following card offers: Chase…

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The Chase authorized user dilemma for 2 adult households

authorized user

When signing up for a new Chase card, should you add your spouse or other household member as an authorized user?  The combination of Chase’s 5/24 rule, Chase’s point transfer rules, and Chase’s signup bonus offers make the answer to this question surprisingly difficult.  The point transfer rules and the signup bonuses encourage adding authorized users, but the 5/24 rule discourages it.  I’ll explain… Chase’s 5/24 rule In the past year or so, Chase has…

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Chasing 395,000 points

Chasing 395,000 points

In January, I recommended applying for Chase Ink cards before March (see: Credit card junkies: it’s time to apply for Chase Ink).  And, in February, I suggested applying for Chase co-branded cards before April (see: Chase calls an end to the game. Should we seek quick wins or long term benefits?).  Both recommendations were driven by the dreaded 5/24 rule… Chase’s 5/24 rule In the past year or so, Chase has frequently denied applications for…

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