Chase

Tag Archives for Chase.

Chase Special Consideration vs. 5/24

Chase Special Consideration

In the post “Chase Special Consideration,” I wrote about the special reconsiderations forms that a Chase banker can fill out on your behalf (if you have at least $10K on deposit) to help turn a credit card application from a denial to approval.  In fact, the process worked brilliantly for me with my Chase Ink Plus application.  I had hoped that it would work, in general, to break the 5/24 rule. What is the 5/24…

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Ink Plus success with Chase’s Special Consideration form

Over a month ago, I applied for a targeted United Mileage Plus 75K offer and an Ink Plus 60K offer.  Both applications were initially pending.  After calling the personal and business recon lines to request immediate decisions, the United card was approved, but the Ink card was denied.  I called again about the Ink card and my application was re-opened and submitted for further review.  I was promised a decision within 2 weeks, but in…

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Chase Special Consideration

Chase Special Consideration

If you apply a Chase credit card and are denied, you may have luck calling their reconsideration line for help (details here).  You may even have luck calling multiple times until you find someone willing to help.  And, if that doesn’t work, you may have luck asking to have your case escalated to Chase’s Resolution Department. If none of the above works, I recently learned about another option.  If you have $10,000 or more on…

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Do Chase credit inquiries really combine?

Chase credit inquiries

I often write about the advantage of signing up for two cards from one bank on the same day.  When you do so, the credit inquiries usually combine into one.  In that way, the inquiry’s small negative hit to your credit score is reduced. In the past, when I’ve applied for Chase business and personal cards on the same day, the credit inquiries were combined.  In all cases (for me), Chase made 2 separate inquiries…

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Freedom vs. Freedom Unlimited

Freedom Unlimited

Last year, I detailed my plan for increasing my Chase Ultimate Rewards point balance.  The reason for focusing on Ultimate Rewards?  I’m a huge fan of transferable points programs, especially Ultimate Rewards.  Chase has several very useful transfer partners, but the one I transfer to the most, by far, is Hyatt.  By keeping a large Ultimate Rewards point balance, awesome hotel stays are always easy to secure. Examples of great Hyatt stays (in which I…

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Bet You Didn’t Know: Updates on Walmart kiosks, digital Priority Pass, and more

walmart kiosks

By Julian, author of Devil’s Advocate…   Now that summer is officially underway, we can start planning our outdoor activities — barbecues, trips to the beach, and of course a visit to the Yukon Sign Post Forest. Wait… what do you mean “what the heck is the Yukon Sign Post Forest?” You know, the Sign Post Forest at Watson Lake in the Yukon. It’s one of Canada’s greatest tourist attractions, now boasting over 77,000 individual road…

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