Equifax

Tag Archives for Equifax.

Equifax Hack Rx: Free credit monitoring

Did you know that you can get credit monitoring for free? Unlike Equifax’s limited one-year free option, multiple services offer free credit monitoring without an expiration date. Equifax Hack Rx… Background We’re all pissed off by Equifax’s failure to protect our personal information. A natural reaction is to demand justice and compensation. Justice will take time, but a criminal investigation is under way. And compensation may come via a class action lawsuit or, better yet, many…

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Equifax Hack Rx: Free Identity Theft Insurance

Identity Theft Insurance

Did you know that you can get identity theft insurance for free?  Unlike Equifax’s one-year free option, multiple services offer free insurance without an expiration date… Equifax Hack Rx Background We’re all pissed off by Equifax’s failure to protect our personal information.  A natural reaction is to demand justice and compensation.  Justice will take time, but a criminal investigation is under way.  And compensation may come via a class action lawsuit or, better yet, many…

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Is the Equifax cure worse than the hack? Here’s what I plan to do…

Ouch.  Equifax failed to properly secure private data concerning 143 million US consumers.  Hackers may have gotten our names, Social Security numbers, birth dates, addresses and driver’s license numbers.  That’s pretty much everything they need to pull off identity theft at a scale never before seen.  Oh, and they may have gotten credit card numbers for 209,000 people too. Plenty has been written about how poorly Equifax has handled this situation, so I won’t elaborate…

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Equifax data breach: Find out if you’re affected and get protected

Equifax data breach

Equifax today announced a “cybersecurity incident”.  In other words, they were hacked, and about 143 million US consumers are potentially affected. Equifax says that the information accessed “primarily includes names, Social Security numbers, birth dates, addresses and, in some instances, driver’s license numbers. In addition, credit card numbers for approximately 209,000 U.S. consumers, and certain dispute documents with personal identifying information for approximately 182,000 U.S. consumers, were accessed.” UPDATE: Before proceeding with the Equifax solution shown…

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Monitor credit inquiries for free from all three bureaus

Monitor credit inquiries

There are many credit monitoring services that, for a fee, will alert you when an inquiry is made to your credit report.  But, what if you want to monitor credit inquiries for free? If you regularly sign up for credit cards in order to earn bonuses, it’s a great idea to keep track of the number of inquiries you have with each of the three credit bureaus, along with specifics: for each application, which credit…

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A case study of a 470,000 point application spree

In mid August, my wife applied for 8 credit cards across three banks.  After a few phone calls, all 8 cards were approved.  You can read the full details here and here.  Currently, we’re still working on the minimum spend requirements for some of these cards, but in the end we expect to earn a total of 470,000 points and miles.  In the prior posts I added plenty of warnings and caveats.  If you’re thinking…

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