Credit Card Spend

Tag Archives for Credit Card Spend.

The Fine Print: The Successful Fight Against A Citi Shutdown

The following is not legal advice. Please contact an attorney or Alexander Bachuwa if you have questions or claims regarding consumer arbitration.  Following one of my Fine Print posts, a Frequent Miler reader messaged me regarding a problem she was having with her Citi accounts. Despite being a Citi customer for years, unexpectedly all of her credit card accounts were instantly shutdown without explanation and millions of ThankYou points were confiscated. What follows is the…

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An opportunity for increased credit card spend for Canadians?

Manufactured Spend

Earlier this month I came across a press release for a digital wallet service called UGO Pay.  Here’s a snippet: UGO launches peer-to-peer money transfer capabilities with the addition of UGO Pay TORONTO , Feb. 1, 2016 /CNW/ – Canada’s  first open digital wallet just got better. UGO Mobile Solutions L.P. (UGO) announced today its third major release in a year with the addition of UGO Pay – peer-to-peer (P2P) money transfers – to its…

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Connecting the dots: Prepaid cards that allow debit reloads

Which cards allow debit reloads

Following the widespread shutdowns Amex inflicted on Bluebird and Serve cardholders, people are rushing to find alternatives.  There are many manufactured spend opportunities that do not involve prepaid cards, but for those who prefer to stick with what they know, I developed a couple of resources: Best practices for prepaid card manufactured spend Reload Cards with Free Bill Pay The two posts shown above provide key information, but they don’t directly answer the question people…

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Best practices for increasing credit card spend through prepaid cards

prepaid card manufactured spend

Earlier this week, I published “My winter 2016 approach to manufactured spending.”  In that post I mentioned that all 6 of the Serve cards I had been managing were shut down.  And, I wrote: I can load gift cards to any number of other cards for a small fee ($4.95 or less, typically).  Many such cards (Account Now, for example) have free bill pay, so a 1% load fee isn’t the end of the world,…

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My winter 2016 approach to credit card spend

Kohls Extreme Stacking

I write frequently about techniques for manufacturing spend.  And, occasionally, I write about my own personal approach.  Inevitably, though, my approach changes soon after I write about it.  The latest big change, of course, was the wide shutdown of Bluebird and Serve cards on January 8th.  On that day, all 6 of the Serve cards I managed were torpedoed at once.  So, I’ve had to adapt again. Here’s my current approach to manufactured spend which,…

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Bluebird Serve Birdpocalypse: How to liquidate remaining gift cards

Liquidate Visa and MasterCard gift cards

This morning Amex delivered bad news to huge numbers of Bluebird and Serve account holders.  They shut down accounts due to “unusual usage patterns on your American Express Serve Account.”  I reported the news here:  Amex kills Bluebird and Serve for manufactured spend. Since Bluebird and Serve used to provide a great way to liquidate gift cards, many people are asking “what now?”  In a sense, I answered that already in my post “Manufacturing Spend…

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Amex kills Bluebird and Serve for many

Bluebird and Serve accounts frozen

Amex seems to have swept through all Serve and Bluebird accounts to identify any that were being used to manufacture spend.  Identified account holders received emails today as follows: Dear [your name here], We are writing to let you know that we have observed unusual usage patterns on your American Express Serve Account. Because of this, effective immediately, you will no longer be able to add money to your Account.1 We have made this change…

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Increasing credit card spend with Serve

Manufacturing spend with Serve

Note: On January 8, 2016 American Express sent out a notice to a large number of Bluebird & Serve cardholders informing them that loading capabilities on their accounts had been terminated. For more information, see: Amex kills Bluebird and Serve for manufactured spend From Serve to REDbird and back to Serve There was a time when Serve prepaid cards could be reloaded at CVS, with a credit card, for free.  Back then, it was possible to…

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Anonymous PayPal employee to answer questions

PayPal offers a convenient service for sending, spending, and receiving money online.  They also offer the PayPal My Cash card which can be used for manufacturing spend.  It’s possible to buy My Cash cards with credit cards, then load the money to your PayPal account, then withdraw the money in various ways.  For those seeking credit card rewards, it sounds perfect.  Unfortunately, PayPal will almost certainly freeze your account if you do this often.  And,…

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