Sapphire Reserve

Tag Archives for Sapphire Reserve.

Chase having technical issues with 100K Chase Sapphire Reserve Applications today

As most readers likely know, today is the last day to apply in branch for the Chase Sapphire Reserve with the massive 100,000 point sign up bonus offer.  Unfortunately, Julian at The Points Guy is reporting that Chase is experiencing technical problems with the in-branch application system that is preventing customers from applying via that system. Obviously, this would be an incredible disappointment for people caught in the last-minute rush to grab this card before the…

Continue Reading »

Sapphire Reserve bonus to drop to 50K Jan 12th online, March 12th in-branch

Sapphire Reserve 100K to 50K

The Chase Sapphire Reserve card has a lot going for it, not least of which is its awesome 100,000 point signup bonus.  Soon, however, the bonus will be cut in half. As of January 12th for online applications and March 12th for in-branch applications, the Sapphire Reserve bonus will drop to 50,000 points after $4,000 spend. Those who have opened 5 or more accounts in the past 24 months have had better success in getting…

Continue Reading »

Your Sapphire Reserve Card arrived. Here’s what to do next…

Sapphire Reserve bonus

Thanks to its generous signup bonus, excellent perks, and $300 in annual travel credits, the $450 Chase Sapphire Reserve Card is a great card for almost anyone who can get it.  Whether or not its worth keeping after the first 12 months depends upon how much you value its perks (3X points for travel & dining, airport lounge access, primary rental car coverage, $300 in annual travel credits, etc.). Whether you decide to keep the…

Continue Reading »

Awesome credit card perks missing from the Sapphire Reserve

Awesome credit card perks

My pick for the single best all-around travel rewards card is the Chase Sapphire Reserve Card.  No other single card offers as good of a combination of rewards (3X travel & dining; 1.5 cents per point travel value) and perks (lounge access, primary car rental coverage, etc.).  Plus, cardholders can add other cards to their wallet to earn more Ultimate Rewards points with no additional annual fees: Chase Freedom Unlimited (1.5X everywhere); Chase Freedom (rotating…

Continue Reading »

Are Sapphire Reserve points really worth 1.5 cents each towards flights?

Sapphire Reserve 1.5 cents flights

The Chase Sapphire Reserve card is awesome for many reasons, but I won’t bore you with a list right now (you can find full details here if you insist). Instead, I’ll bore you with a single reason: 1.5 cents per point value towards travel.  You can move points to your Sapphire Reserve from other Chase cards, such as Freedom, Ink, or the old Sapphire Preferred card, and then book travel through the Ultimate Rewards website…

Continue Reading »

Platinum vs Reserve vs Prestige

Amex, Chase, and Citibank each offer premium travel cards.  These are $450 per year cards (Update: Only the Chase and Citibank cards still carry a $450 annual fee. That fee no longer applies to the Platinum card.) that aim to justify their huge fees with piles of great benefits.  Which is best? The truth is that each card has different strengths.  Whether any of them are right for you depends upon your own circumstances.   Below you’ll…

Continue Reading »

The Sapphire Reserve Couple Conundrum

Sapphire Reserve Couple

Don’t tell my wife, but I’m kinda in love with the Chase Sapphire Reserve.  Yes it comes with a hefty $450 annual fee, but for anyone who spends a decent amount of money each year on travel, the card’s annual $300 travel credit effectively brings the annual fee down to $150.  That’s tolerable considering that the card offers 3X points for travel & dining, 1.5 cents per point travel value, Priority Pass Select lounge membership…

Continue Reading »

Approved for Sapphire Reserve against my own advice

Sapphire Reserve bonus

In the post “how to get approved for Sapphire Reserve 100K offer” I suggested that people who have signed up for 5 or more cards with any banks in the past two years should start by going in-branch to Chase to see if they are pre-approved.  In-branch pre-approval has proven to be an effective antidote to the 5/24 Rule.  In that same post I also recommended that if your application goes pending, you should wait…

Continue Reading »