Sapphire

Tag Archives for Sapphire.

Chase Private Client and Sapphire Preferred 65K

Chase Private Client Benefits

In 2012, after setting up an LLC for my blog, I opened a business checking account at a local Chase branch.  Since then, Chase has been my primary bank for both business and personal checking.  Last year, my Chase banker called to invite me to the Chase Private Client program.  For years, my wife had been invited to join the program whenever she logged into her Chase account, but the same didn’t happen to me. …

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Chasing Ultimate Rewards: My revised strategy

In the March 2015 post “Chasing Ultimate Rewards,” I detailed plans to earn approximately 210,000 Ultimate Rewards points per year without paying credit card annual fees.  Since then, things have changed.  Chase’s new, tougher, application approval process has become well documented.  According to many reports, Chase no longer approves applications for cards that earn Ultimate Rewards points if the applicant has applied for many other cards recently.  For details, please see Doctor of Credit’s post:…

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Best credit card combos: Ultimate Rewards

Best credit card combo

This is part 1 of a multi-part series of “best credit card combos”. The goal is to find the combination of 2 or 3 credit cards that, together, offer the best rewards for day to day spend.  The full series (not yet completed) will likely be as follows: Best credit card combos: Ultimate Rewards Best credit card combos: Membership Rewards Best credit card combos: ThankYou Rewards Best credit card combos: Mixed rewards I’ve written before…

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Cancelling my favorite cards

Every time an annual fee comes due on a credit card, I make a decision as to whether to keep, cancel, or downgrade the card.  Are the benefits that the card offers worth the annual fee?  If not, the card should be ditched.  It turns out, ironically, that I’m currently planning to cancel or downgrade a number of my favorite cards… Chase Ink Plus A few months after I started this blog in 2011, Chase…

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The Arrival Plus: More than just a new name

UPDATES: Since this post was written, Barclaycard has made a few significant changes to the Arrival Plus card: The 10% rebate has been reduced to 5%; TripIt Pro is no longer included; and point redemptions now start at $100 (previously $25). The Barclaycard Arrival Plus World Elite MasterCard was already a terrific card, but it has recently become even better. A new name To understand why I think the new name is an improvement worth…

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Pi Day Pie for 3.14 points per dollar

Every year I like to celebrate Pi day (March 14, AKA 3/14, AKA 3.14) by showing a way to buy pie and earn 3.14 points per dollar along the way.  Keep in mind, this is a fun challenge, but not a recommended approach to buying pie.  Tools needed In order to earn 3.14 points per dollar buying pie, you need the Chase Sapphire Preferred credit card.  As in past years, we’re going to take advantage…

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The best cards get better, plus 5000 points

I love when great cards get even better.  Chase already surprised us recently by changing the benefits guides for most of their cards for the better.  You now receive automatic travel insurance benefits (except for rental car coverage) and purchase protections even if you pay only partially with your Chase card, or if you pay with points.  I think that’s a great enhancement.  Almost all other banks require that you pay entirely with their card…

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The best mix of Ultimate Rewards cards

Chase’s Ultimate Rewards program is hands down my favorite loyalty program.  Through incredible sign-up bonuses, generous category bonuses, and the often lucrative Ultimate Rewards Mall, it is easy to earn oodles of points quickly.  And, with any of Chase’s premium Ultimate Rewards cards (such as the Sapphire Preferred, Ink Plus, and Ink Bold cards), there are many ways to use points.  Here are some examples: Book any travel for 1.25 cents per point value. Transfer…

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5X everywhere without gift cards, part 1: Ultimate Rewards

At FTU in DC last weekend, I presented “You can still earn 5X everywhere.”  Many of the tips I presented involved reload cards, gift cards, and Bluebird cards, but I also showed how you can earn 5X almost everywhere without gift cards.  In this three part series, I’ll show you how. The cards shown above on the left earn Chase’s Ultimate Rewards points.  The cards on the right earn Citibank’s Thankyou points.  In this post,…

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Shoebuy double dip 30X. Is it worth it?

Through the Ultimate Rewards Mall, you can currently get 15 points per dollar when shopping there.  By itself, that’s pretty good!  However, it’s worth noting that gift card purchases count too. Double Dip for 30X Two readers independently contacted me around the same time with information about their Shoebuy experiences. Both reported success in this double dip.  That is, you can go through the Ultimate Rewards Mall once to buy a gift certificate for yourself,…

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