(EXPIRED) 20% back on cell phone bill (up to $50 back) w/ targeted offer

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There is a new targeted offer available to get 20% back on your cell phone bill (up to $50) with a new Amex Offer that is available on some business cards.

The Deal

  • Get 20% back when you pay your cell phone bill online (up to $50 back) via a new targeted Amex Offer that is available on some business cards (check your account)

Key Terms

  • Expires 12/31/19
  • Offer valid for payments for wireless cell phone service charges made directly with US wireless cell phone service providers via online, mobile app, or by phone.
  • Excludes purchases made with third parties, authorized retailers or re-sellers.
  • Purchases for VoIP, hardware (including phones and accessories), equipment, and bundled home/cable services are also excluded.
  • Merchants are assigned codes based on what they primarily sell. Your transaction will not qualify if the merchant’s code is not eligible.
  • Offer is non-transferable.
  • Limit of $50 in total statement credits per Card Member.

Quick Thoughts

This is an easy $50 in your pocket if you have the offer as it would be maxed out with $250 in spend and I imagine that most of us will spend $250 with a US wireless service provider between now and December 31, 2019.

The offer does not specify which wireless service providers qualify. I would expect the major carriers (AT&T, Verizon, T-Mobile, and Spring) would qualify. Would Google Fi, Cricket, Boost, Straight Talk, Visible, and other MVNOs qualify? I’m not positive, but I don’t see why not.

Keep in mind that Amex does not offer any cell phone protections, so if you rely on your credit card for cell phone insurance coverage, that’s something to consider.

Overall, this is a good deal that is worth syncing sooner rather that later.

Last updated on January 4th, 2020

About Nick Reyes

Nick Reyes is a (fairly) regular guy with an animalistic passion for maximizing the value of miles and money to travel the world in comfort and style. There is little in life that he loves more than finding a fantastic deal and helping you shop smarter & harder to achieve your travel dreams.

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Found it on Business platinum and BB+. Used on Verizon and got e-mail confirming offer used.

James H
James H

“Would Google Fi, Cricket, Boost, Straight Talk, Visible, and other MVNOs qualify? I’m not positive, but I don’t see why not.”
“Excludes purchases made with third parties, authorized retailers or re-sellers.”

I think GoogleFi, et al, are considered resellers, but I’m happy to be proven wrong.


Anyone tried buying hardware? Wondering if the “no hardware” term is enforced.


Data point: It works with att prepaid.