Free rewards: More fee-free dollars from Plastiq with new referral bonuses

We have written extensively about Plastiq.com, a website that allows you to use a credit card to pay bills that must normally be paid by check. Typically, the Plastiq charges a 2.5% fee for US-based credit cards — but the new referral structure awards $500 in fee-free payments for new users and $1,000 in fee-free payments to the person making the referral. Read our Complete Guide to Plastiq credit card payments for more information about using this service to earn rewards.

Plastiq referral 1000

The Deal

  • $500 in fee-free payments for new users after making $500 in cumulative payments
  • $1,000 in fee-free payments for the person making the referral after the new user has made $500 in cumulative payments

Key Terms

  • New user must make $500 in total payments before they earn the fee-free dollars (in other words, you will need to make $500 in payments with a 2.5% fee for credit cards or 1% for debit cards)

Quick Thoughts

Plastiq is a great way to rack up rewards and meet minimum spend (or big spend bonuses) without spending more than you normally budget. Some Plastiq payments earn 3X with certain credit cards. For example, I have a monthly biller that only accepts checks or money orders. I pay with Plastiq and earn 3X on my Citi AT&T Access More card (no longer available to new applicants, but it may be possible to product change). I not only earn rewards that outweigh the fee, but I don’t have to remember to send a check each month — the process is automated. Some people are reporting that rent and mortgage payments may code as travel for bonus categories on other cards. With fee-free dollars, you’re earning rewards for free. It’s a no-brainer way to pay bills like mortgage, utilities, student loans, taxes, etc.

A few months ago, there was a highly targeted promotion for business card users that offered $2500 in fee-free payments per referral. However, that promotion did not go smoothly — so it was replaced with a promotion that earned $400 in fee-free payments for new users and $800 for the person making the referral. That previous offer was for “double fee-free dollars” (as standard referrals have been for $200/$400) and it awarded fewer fee-free dollars, but it only required the new user to make $20 in payments to earn the referral credit for both users.

Note with this new promotion, the new Plastiq user must make $500 in total payments before either person will earn a referral bonus. This means that the first $500 in payments will be subject to a fee. The terms clearly state that this does not need to be one payment. Interestingly, the terms do not seem to stipulate that you must make that initial $500 in payments via credit card — meaning that I believe you could make the first $500 in payments via debit card (at a 1% fee) rather than via credit card (at a 2.5% fee). I see neither an expiration date nor a time limit on making the first $500 in payments, though I suspect it isn’t an unlimited amount of time.

If you are a new user and would like to sign up for Plastiq, you can use my referral link here with my thanks (the code is 357874) – or check the comments for referrals from other readers.

About Nick Reyes

Nick Reyes is a (fairly) regular guy with an animalistic passion for maximizing the value of miles and money to travel the world in comfort and style. There is little in life that he loves more than finding a fantastic deal and helping you shop smarter & harder to achieve your travel dreams.

More articles by Nick Reyes »

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91 Comments on "Free rewards: More fee-free dollars from Plastiq with new referral bonuses"

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Ben
Guest

Use my code for 500 FFDs!!!
https://try.plastiq.com/522989

Thanks Frequent Miler!

Ryan
Guest
Chase
Guest

Thanks for sharing. Here is the link for anyone interested in signing up.

https://try.plastiq.com/773294

Pay any bill by card with payplastiq. Use my referral code & pay $500 worth of bills to get 500 fee-free dollars.

Frank
Guest

Here’s my code, thanks in advance.

https://www.plastiq.com/cardholder_ui/start?referralCode=657593

Code is 657593

Tamino
Guest

Get 500 fee-free dollars!
Pay any bill by card with @payplastiq. Use my referral code & pay $500 worth of bills to get 500 fee-free dollars: https://www.plastiq.com/cardholder_ui/start?referralCode=773294&utm_medium=twitter

leo.d
Guest

$500 FFD extra $300
Sign up with your unique referral code: 504531

https://try.plastiq.com/504531

Nata
Guest

Great! Appreciate anyone who are interested in my $500 ff dollar offer! Here is the referral link:

https://www.plastiq.com/cardholder_ui/start?referralCode=536442

Thanks!!

Daniel
Guest

Here is my referral link for the $500 FF dollar. Thanks in advance!

https://www.plastiq.com/cardholder_ui/start?referralCode=400592

Dee
Guest

Thanks, Nick, for offering to allow readers to post referral codes. Thanks to anyone who uses my code.
https://www.plastiq.com/cardholder_ui/start?referralCode=295102
295102

Anse
Guest

Hi!
If someone is interested, you can use my referral code 606395 when you sign up. All referrals must sign up with a unique code.

If you are interested in getting 500 FFD, here are step by step instructions:
You can follow these steps to sign up for this promo:

1) Go to plastiq homepage. Click the blue “Sign Up” button on the home page.
2) Enter the email address you would like your account associated with and click “Continue”.
3) Check your email for confirmation and follow the link to set your password.
4) Once you enter your password, click on “Add Referral Code” below the blue button.
Please use my referral code 606395
500 FFD will be posted to your account within 2 days after you make your first payment of $500.
Thank you in advance for your using my referral code

Julian Banks
Guest

Sign up with my link or code and you’ll get $500 of no fee spending after you spend a total of $500 with Plastiq first (this will have a fee of $12.50, 2.5% of $500). After that, they’ll give you $500 worth of payments with no fees.

Then you can refer your own friends and for each one who signs up, you get an additional $1000 in no fee dollars when they do the same thing. Good luck and hope it helps!

https://try.plastiq.com/533212
Or enter my referral code in the Rewards: 533212

I have had a pretty smooth experience with them so far and have paid over $13,000 in bills (mortgage, utilities, and student loans) with no issues. Just look out for any notices that let you know it’s a cash advance and pay things with a good margin of time in between when it’s submitted and when it’s due and you shouldn’t have any issues! One of my loan payments took extra long to get in, but the customer service told me that they would take care of any fees if a payment posted after the “guaranteed delivery date” so that’s reassuring!

Ryan
Guest

How did you pay utilities ? Which card did you use ?

Bill N
Guest

Appreciate if you’d use my code!

https://www.plastiq.com/cardholder_ui/start?referralCode=514868

Thanks!!

Alice
Guest

Appreciate if you’d use my code!
https://try.plastiq.com/500618

Thanks!

wirehead
Guest

WooHoo! 500 in fee free payments!

You make 500 in payments and receive 500 fee free (can split payments)

https://www.plastiq.com/cardholder_ui/start?referralCode=665147

Thank you in advance!

Marc
Guest

Use of my referral would be greatly appreciated. Thanks to anybody who helps me out!

https://try.plastiq.com/658030

HutzEsq
Guest

Thanks in advance to everyone who decides to use my referral link!

https://www.plastiq.com/cardholder_ui/start?referralCode=522773

ame
Guest

My referral code is 562960. Thanks for anyone who considers using my link!

Sign-up link:
https://www.plastiq.com/cardholder_ui/start?referralCode=562960

Diana
Guest

Use my referral code for $500 FFD! https://try.plastiq.com/480627

Thank you!

Bryan
Guest

Here’s a $500 offer link: https://www.plastiq.com/cardholder_ui/start?referralCode=663779

Referral code: 663779

Thanks in advance still waiting on my first click!

Kevin
Guest

Please give my referral code a try. Thanks!

https://www.plastiq.com/cardholder_ui/start?referralCode=613532

Twodawgs
Guest
Durga
Guest

Thanks for using my referral link:

You make 500 in payments and receive 500 fee free (can split payments)

https://www.plastiq.com/cardholder_ui/start?referralCode=525195
Referral code: 525195

Thank you

Joshua C
Guest

Would appreciate anyone who uses my code! Thanks!

https://www.plastiq.com/cardholder_ui/start?referralCode=482156

tinker
Guest

Thank you for scrolling and using my link!

Send $500 in payments and get $500 fee free

https://try.plastiq.com/665155

PP
Guest

The new promo from plastiq will earn you 500 fee free dollars after making $500 of payments.

If anyone interested in signing up, you can use my referral link.

https://try.plastiq.com/400961

Cameron
Guest
Avi
Guest

Used Tinker’s code above. Next one please use my code 678547. Would appreciate it.

https://try.plastiq.com/678547

Miles
Guest

Many thanks! Please use my referral link: https://try.plastiq.com/606338

Travelista Jones
Guest

Hey everyone,
Please use my Plastiq referral code for 500 FFDs. Thanks in advance!

https://try.plastiq.com/679837

sreac
Guest
Mir
Guest

I am new here and really appreciate for the next person please use my referral link :

https://www.plastiq.com/cardholder_ui/start?referralCode=665232

Thanks in Advanced

trifecta guy
Guest

Thanks for using my referral! Use my referral code & pay $500 worth of bills to get 500 fee-free dollars: https://www.plastiq.com/cardholder_ui/start?referralCode=295701&utm_medium=twitter

or Referral Code: 295701

A.P.
Guest

Please use my referral link!! Thank you.
https://www.plastiq.com/cardholder_ui/start?referralCode=656676

Code: 656676

You’ll get $500 in fee free dollars!

traveller
Guest

I would appreciate if the next person would use my referral code link. Remember to make 500 dollar payment to get the FFDs

https://try.plastiq.com/325801

Eric
Guest

Hi,

Can I sign up and refer someone and then they refer me back before I pay my first bill? Will I get double FFD

JONG
Guest

Please use my referral code. My code is 681341.
Thank you!

https://www.plastiq.com/cardholder_ui/start?referralCode=681341

Darren
Guest

Please use the referral code for 500 FFD.
https://try.plastiq.com/675995

Jason L
Guest

Wow! It works! My friend that I referred got $500 FFD and I got $1000 for referring him after he made $500 in payments. I am using it to meet my min spend for SPG. I did the referral and I got the credit the same day! (It can take up to 1 day). Appreciate it if you use my link below:

Referral code 648787
Link: https://try.plastiq.com/648787

Travis T.
Guest

Use my code for $500 FFD! (As of April 30 2017)

Referral Code: 695751

sara
Guest

Please use my referral link. I really appreciate it!

You can sign up directly through this link:

https://www.plastiq.com/cardholder_ui/start?referralCode=701618

sara
Guest

.Please use my referral link. I really appreciate it!
You get $500 fee free dollars after spending $500 with a fee

You can sign up directly through this link:

https://www.plastiq.com/cardholder_ui/start?referralCode=701618
or :
https://try.plastiq.com/701618

TT
Guest

New promotion
my code for USD$500 FFD

Link is below:
https://try.plastiq.com/667109

or Code:
667109

Bryan
Guest

Here’s the $500 offer link for plastiq: I got skipped…

https://www.plastiq.com/cardholder_ui/start?referralCode=663779

Referral code: 663779

Thanks in advance still waiting on my first click!

LH
Guest

Please use my referral and you can get $500 FFD (as May 2, 2017). My link below:

Referral code: 648842
Link: https://try.plastiq.com/648842

Chase
Guest

Please feel free to use my referral link: https://www.plastiq.com/cardholder_ui/start?referralCode=672167
The current bonus is 500 FFDs after you make payments totaling $500.
Thank you!

Allen
Guest

Pay any bill by card with @payplastiq. Use my referral code & pay $500 worth of bills to get 500 fee-free dollars: https://www.plastiq.com/cardholder_ui/start?referralCode=438960&utm_medium=twitter

Sach
Guest

Requesting the next blog reader to use mine below:
Use my code for $500 FFD! (As of May 4, 2017)
Referral Code: 707862

sara
Guest

You get $500 fee free dollars after spending $500 with a fee.

https://try.plastiq.com/701618

Shlome
Guest

I used Nick’s referral to sign up. I received my $500 ffd’s. Please use my referral code:

https://www.plastiq.com/cardholder_ui/start?referralCode=701618

Shlome
Guest

Dear Nick’
I posted my referral link a couple of days ago and it seemed to disappear.
Today I reposted it and it disappeared again.
So I thought maybe you’re following it by email address and I reposted it with my real name and email address I used when signing up for plastiq and it still disappears.
What’s going on. You can even check back and see that I signed up with your own link, and all I want is to try to have others sign up with mine….
Please delete this comment after reading.
Thank you

Samuel T.
Guest

I have used referral codes from this website.
I believe it’s time to pay ir forward, here’s my code 608087

And the link https://www.plastiq.com/cardholder_ui/start?referralCode=608087

SA
Guest

Pay any bill by card with plastiq. Use my referral code & pay $500 worth of bills to get 500 fee-free dollars: https://www.plastiq.com/cardholder_ui/start?referralCode=679194

michelle
Guest

Here’s my referral link for getting $500 fee free dollars after paying $500 worth of bills:
https://www.plastiq.com/cardholder_ui/start?referralCode=666131

thank you!

Robert
Guest
Desi
Guest

Please help pay it fwd! $500 fee free dollars:

Code 719695

Link: https://www.plastiq.com/cardholder_ui/start?referralCode=719695

Thanks!

Helen
Guest

Used above.

Would appreciate someone using my referral code. Pay $500 dollars and you get $500 FFD. Great for hitting those high spending amounts for credit card bonuses!

https://www.plastiq.com/cardholder_ui/start?referralCode=325801

Sam
Guest

Hello all, feel free to you my link to help us both out.
https://www.plastiq.com/cardholder_ui/start?referralCode=675114
or
enter code in referral information if you have already created an account.

Fuji
Guest

Here is my referral code to get 500 fee-free dollars after paying $500 in bills
https://www.plastiq.com/cardholder_ui/start?referralCode=606328

purple
Guest

Please also use my referral code & pay $500 worth of bills to get 500 fee-free dollars:

https://www.plastiq.com/cardholder_ui/start?referralCode=720705

Referral code: 720705

Thanks!!

Kurt
Guest

Hello Everyone,
If you are interested in receiving $500 fee-free dollars, you can use my referral code 683412 when you sign up. All referrals must sign up with a unique code or link: https://www.plastiq.com/cardholder_ui/start?referralCode=683412

If you are interested in getting 500 Fee-free dollars (FFD), here are the step by step instructions:
Follow these easy steps to sign up for this amazing promo/offer:

1) Go to Plastiq homepage. Click the blue “Sign Up” button on the top of the home page.
2) Enter the email address you would like your account associated with and click “Continue”.
3) Check your email for confirmation and follow the link to set your password.
4) Once you enter your password, click on “Add Referral Code” below the blue button.
Please use my referral code 683412
500 FFD will be posted to your account within 2 days after you make your first payment of $500.

Therefore once you pay your first $500 with your credit card via your new Plastiq account fees will be added to charge, but your next $500 card charge on Plastiq will be fee-free.

Great for your rent, mortgage, student loans, taxes, car payment, paying a friend or family member, or even a contractor.

After you sign-up with my referral code: 683412 & after you pay your first $500, you can then refer other friends, colleagues, & family members & receive another $1,000 fee-free dollars for every person that signs up with your new referral code to use to pay your bills.

Think of all the credit card points you can receive & sign-up bonuses you can qualify for.

Thank you in advance for your using my referral code!!!

Kyle
Guest

Get $500 fee free dollars after making $500 of payments: https://try.plastiq.com/264149

Michael
Guest

G’day guys!
Plastiq is a fantastic way to make your credit card bonus spend. I am about to purchase a car from a private party and will use plastiq to make payment with multiple cards while earning bonuses on them!
If you could help me out and use my referral code that would be much appreciated.

https://www.plastiq.com/cardholder_ui/start?referralCode=633321

Referral code: 633321

Cheers!

Tiffany Small
Guest

use my code to get 500$ fee free dollars after making 500$ of payments..:]

728940

Alexander
Guest

I forgot to use Nick’s referral code and I am stuck with no FDD credits from the getgo. If someone can lend me a hand and use my referral code I would greatly appreciate it!

Referral Code: 740080

Justin
Guest

Feel free to use my code:

716490

s
Guest

Pay any bill by card with @payplastiq. Use my referral code & pay $500 worth of bills to get 500 fee-free dollars:

https://www.plastiq.com/cardholder_ui/start?referralCode=676723

Susie
Guest

I’m new to Plastiq and this is is great. Please use my referral code for 500 Fee-Free Dollars (FFDs): 749345

Thanks,
Susie

Tim
Guest

FREE $1000 BONUS!!! Use the following referral code for Plastiq:

752028

Easy link below:

https://try.plastiq.com/752028

Olmaz
Guest
Angela
Guest

Thank you in advance for using my link for $500 Fee-Free Dollars:

https://www.plastiq.com/cardholder_ui/start?referralCode=606907

ayung25
Guest

Thank you in advance for using my link ($500 Fee-Free dollars):

https://www.plastiq.com/cardholder_ui/start?referralCode=606907

Matthew Brewer
Guest

Thank you in advance for using my link for $500 Fee-Free Dollars:

Referral Code= 756248

Here is the link as well

https://try.plastiq.com/756248

Shang Lee
Guest

Thank you in advance for using my link for $500 Fee-Free Dollars:

https://www.plastiq.com/cardholder_ui/start?referralCode=759674

Mitchell
Guest

Thank’s in advance if you use my link for $500 Fee-Free Dollars:

https://www.plastiq.com/cardholder_ui/start?referralCode=600880

Code: 600880

MS
Guest

**New Working Link***
Use my referral code & pay $500 worth of bills to get 500 fee-free dollars: https://www.plastiq.com/cardholder_ui/start?referralCode=772429

Thank you for using my link!!

JL
Guest

You can get $500 FFD by using my link below and use Plastiq to meet your min. spend:
Referral code: 648842
Link: https://try.plastiq.com/648842

LAG
Guest

Plastiq is working great for me, please use my link for $500 Fee free dollars!

https://try.plastiq.com/779206

Craig
Guest

Please use my referral code 796641

Great way to meet minimum spend requirement on credit cards by paying the rent or the mortgage.

You would get $500 Fee Free Dollars after minimum $500 spend of paying your bills.

https://www.plastiq.com/cardholder_ui/start?referralCode=796641

Referral code: 796641

Thanks!

MA
Guest

Need $500 Fee Free Dollars? Use my Plastiq code!
Referral Code: 620941
Link: https://try.plastiq.com/620941

titi
Guest

Please use my referral code & pay $500 worth of bills to get 500 fee-free dollars:

https://www.plastiq.com/cardholder_ui/start?referralCode=719695

Code= 719695

Thankss!!

Xera
Guest

$500 Fee Free Dollars after minimum $500 spend !!

https://try.plastiq.com/488794
Referral Code: 488794

Gustav
Guest

Wonderful! I used Xera’s referral code and it works.

Now you guys help me out signing up thru this link

https://try.plastiq.com/809517

Or by using my Promo Code: 809517
at the bottom of the page when you sign in before you click submit.

You will receive $0 in fees for up to $500 in transactions, that’s $12.5 in savings and you will get 500 points in your credit card.

Emily
Guest

LATEST UPDATED CODE as of 10/23/2017 !!

Thank you in advance for using my link for $500 Fee-Free Dollars:

https://try.plastiq.com/812684
Referral Code:812684

Let us help each other out, thanks 🙂

Kurt W.
Guest

Most Recent Plastiq.com Referral Link:
You will recieve $500 Fee-Free Dollars (FFDs) when you sign up for a new Plastiq account and pay $500 worth of bills.

Please sign up with my unique referral code – 683412

Pay $500 worth of bills/mortage/rent/insurance through Plastiq (doesn’t have to be a one-time payment)
Referral link: https://www.plastiq.com/cardholder_ui/start?referralCode=683412

Thanks in advance!

John
Guest

Latest Updated Code as of 11/03/2017

Thank you in advance for using my link for $500 Fee-Free Dollars:

https://try.plastiq.com/819163
Referral Code: 819163

Let’s continue to mutually benefit one another!!

Joy Day
Guest

With love and thanks,
Joy
https://try.plastiq.com/819973
Referral Code: 819973

Melanie
Guest

Pay your bills just by taking a photo with @Plastiq! You can pay ANY bill or invoice with a credit card (like vendors, rent, utilities) – doesn’t matter if the business accepts cards), all from your iPhone.
Use my referral code – 561750 – and you can send $200 of payments for free. Download the app here: https://appsto.re/us/YGXgbb.i

Isidro
Guest

my referral code 878948

Thank you!