[Expired] IHG 85K offer now includes $50 statement credit (but you might do better)

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We have added a public link to our Best Credit Card Offers page for a new offer on the IHG Rewards credit card that now includes a $50 statement credit along with an 80K point signup bonus and an additional 5K points for adding an AU and making a purchase. That said, you may be able to get an even better offer. Read on for details.

a close-up of a credit card

The Offer

  • 80,000 bonus points after spending $1,000 on purchases within the first 3 months
  • $50 statement credit after first purchase
  • 5,000 bonus points after adding an authorized user and making a purchase in the first 3 months

A better deal by phone

Doctor of Credit has reported on a way to potentially do better: there is an offer for 100,000 points after $2,000 spend in the first 3 months (which likely includes the same 5K AU bonus) that may be available via phone application following the directions in his post. That offer includes no statement credit and requires an additional $1,000 in spend for the extra 20,000 points. I think that makes it slightly better. Twenty thousand IHG points are worth a bit over $100 as we can often buy points for just a bit over half a cent a point. Since the 100K offer has no statement credit, the net value is about $50 more than the 80K offer and it requires an additional $1,000 in spend. That’s roughly 5% return on that additional $1,000 spend. That’s enough for me to consider the 100K offer to be superior — though some will likely disagree on the relative value. And for those who disagree, we have the 80K + 5K + $50 statement credit link on our Best Offers page.

H/T: @J_Turnbow on Twitter

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