For a while now the Plastiq bill payment service has been unable to process Amex cards. Plastiq has now reached out to let us know that Amex payment processing has been restored. As a reminder, Plastiq is a bill payment service that lets you use a credit card to pay bills that can’t usually be paid that way. Plastiq usually charges 2.5% for credit card processing.
For more about Plastiq, please see: Complete Guide to Plastiq. Note that you still can’t use Amex cards to pay your mortgage and they have added new restrictions as well. See below for details.
* In rare cases with lesser known banks, mortgage payments have been known to process despite this rule.
** You can avoid cash advance warnings by making an initial payment to this recipient with a different type of credit card. Future Visa payments will then be OK. For more details see: How to dodge Plastiq cash advance fees.
*** Amex payments are limited to the following industries:
- For Recipients in the United States, the use of American Express cards is permitted for the following industries: Government, Utilities, Education, Residential Rent and Club Fees and Memberships.
- For Recipients in Canada, the use of American Express cards is permitted for the following industries: Government, Utilities, School, School K-12 and Residential Rent.