I received a mailer today from Synchrony Bank for a special offer on my Walmart Credit Card good for 3% cash back on Walmart Pay purchases in-store from November 1-December 31st. More interesting than that, the mailer also advertises 6% cash back at Walmart.com and on Walmart Pay purchases on Thanksgiving Day and Black Friday (11/23 & 11/24) with my Walmart Credit Card. I know that the Walmart Credit Card may not be in everyone’s wallet, and it’s possible that this is a targeted offer (though it only says “exclusively for Walmart Cardholders), but if you have the card be on the lookout for the mailer as it’s hard to beat 6% back on Black Friday — and 3% back in-store isn’t bad either if you don’t have another 3% back option.
The Deal
- 3% cash back on Walmart Pay purchases in Walmart stores with your Walmart Credit Card from November 1-December 31st, 2017
- 6% cash back at Walmart.com and on Walmart Pay purchases and 2% cash back at Walmart stores on November 23rd & 24th, 2017
Quick Thoughts
The first thing that sticks out on this offer is that 6% back on Walmart.com and Walmart Pay for Thanksgiving and Black Friday looks like a great deal. That will just about mitigate sales tax for most people before adding any shopping portal rewards. I don’t see any exclusions or caps on the mailer.
Further, 3% back on Walmart Pay purchases at Walmart stores with your Walmart Credit Card sure isn’t bad. You could also earn 3% in year 1 of an Alliant Cashback Visa or with a year 1 double up with Discover, but this is a nice third option (and a good one for me since I’m neither in the first year of a Discover card nor do I have the Alliant card).
You won’t find this card in our Top 10+ Cedit Card offers, but we all start somewhere, and my credit journey started with a Walmart credit card. Of note, I have the Walmart Mastercard — I don’t know if this offer would apply to the store-only card. tough there are pictures of both cards on the mailer.