75K AA offer on Aviator Business card

The Barclays AAdvantage Aviator Business Mastercard is now offering up to 75,000 bonus miles: Earn 65K after spending $1K in the first 90 days and 10K when a purchase is made on an employee card. While AA miles aren’t always terribly useful for domestic travel, that’s still a potentially excellent deal for premium-cabin international travel on partners.

The Offer

AAdvantage® AviatorTM Business MasterCard®
Up to 75K miles
Up to 75K miles: 65k miles after $1K in purchases within 90 days and 10K miles when a purchase is made on an employee card that is added to the account at the time of application or within 30 days of the account open date

$95 Annual Fee

Key Card Details

AAdvantage® AviatorTM Business MasterCard®

Annual Fee: $95

Card Type: Mastercard

Base
Travel
Phone
Office

Earning rate: ⚬ 2X AA, office supply, telecommunications services, and at car rental agencies ⚬ 1X everywhere else

Big spend bonus: $99 companion certificate with $30K account year spend; $3K elite qualifying dollars (EQDs) with $25K calendar year spend

Noteworthy perks: ⚬ First checked bag free ⚬ Preferred boarding ⚬ 5% bonus on miles earned the previous year after AF is paid ⚬ Reduced mileage awards ⚬ 25% statement credit on in-flight purchases

Quick Thoughts

American Airlines miles sometimes get a bad rap because of poor award availability on their own metal. However, the miles really shine for use with valuable partners. With Etihad apartments recently coming online for booking at AA.com and excellent availability lately on Qatar Airways, as well as reliable space opening on Japan Airlines and Cathay Pacific, there are at least a handful of useful and valuable partner airlines where you could get quite a bit of value out of the miles here. A business class flight to your choice out of several regions for hitting such a low spend requirement looks like a decent deal indeed for those who are eligible for a business card.

Applying for Business Credit Cards

Yes, you have a business: In order to sign up for a business credit card, you must have a business. That said, it's common for people to have businesses without realizing it. If you sell items at a yard sale, or on eBay, for example, then you have a business. Similar examples include: consulting, writing (e.g. blog authorship, planning your first novel, etc.), handyman services, owning rental property, renting on airbnb, driving for Uber or Lyft, etc. In any of these cases, your business is considered a Sole Proprietorship unless you form a corporation of some sort.

When you apply for a business credit card as a sole proprietor, you can use your own name as your business name, use your own address and phone as the business' address and phone, and your social security number as the business' Tax ID / EIN. Alternatively, you can get a proper Tax ID / EIN from the IRS for free, in about a minute, through this website.

Is it OK to use business cards for personal expenses? Anecdotally, almost everyone I know uses business cards for personal expenses. That said, the terms in most business card applications state that you should use the card only for business use. Also, some consumer credit card protections do not apply to business cards. My advice: don't use the card for personal expenses if you're not comfortable doing so.

Keep in mind that Barclays can be a bit difficult in terms of approvals compared to other issuers. Still, this offer is awfully low-hanging fruit if you can get approved.

H/T: Doctor of Credit

About Nick Reyes

Nick Reyes is a (fairly) regular guy with an animalistic passion for maximizing the value of miles and money to travel the world in comfort and style. There is little in life that he loves more than finding a fantastic deal and helping you shop smarter & harder to achieve your travel dreams.

More articles by Nick Reyes »

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Sophie
Guest
Sophie

Can we assume this will not count against us for Chase’s 5/24 rule?

A C
Guest
A C

any data points on whether barclays actually ask for business documents such as registration or tax id registration to confirm the business? DoC said they used to be stingy but that has since changed?

can anyone chime in on ease of applying without any formal documents? thanks!

Asarious
Guest
Asarious

In terms of “stingy,” they definitely followed up with me for proof of the business. However, given that they accepted what I provided, I think the bar to clear is pretty low.

I applied a little over a year ago. At that time, I received a letter in the mail about a week or so after application asking for proof of existence for the business. If I recall, it wasn’t very specific on what type of documentation it required. I was given a deadline to respond by.

I own a residential condo which I rent out 100% of the time. A property management company manages this for me. Admittedly, I have very little involvement. While there’s revenue in the form of rental income, there’s very little net profit and almost non-existent use of a credit card related to these expenses.

Via fax, I submitted my most recent federal tax returns and one statement issued by my property rental company, along with Barclay’s original letter and a cover page explaining the attachments. A week later, I received an approval notice.

DJinKC
Guest
DJinKC

I had this card previously, and cancelled a few weeks ago. Am I eligible for the bonus again? I don’t see specifics in the terms about who is/isn’t eligible

jim
Guest
jim

70K miles is like 30K cents, barely enough for domestic round trip economy direct flight. and zero to 1% saver on international award availability!

dan
Guest
dan

Nick,mine was approved for 60k miles last month…do you know Barclay does offer a match if asking? Thx

Chris
Guest
Chris

I’ve had success with them matching for me within 30 days of the offer changing.

Send them a secure message.

Josh
Guest
Josh

I’ve had success with matching on the personal aviator card. They required at the time (2017) that I send a physical letter but after doing so they awarded me the 10k miles difference.

Pam
Guest
Pam

I was approved 2 months ago – they just did a Promo Match on my acct to this offer.

Michelle
Guest
Michelle

If get the card add an employee to get the additional 10K, does that prevent the employee from opening their own card with their business and receive their own 65-75K bonus?

dan
Guest
dan

shouldn’t be

David
Guest
David

Presently, I have two CitiBank AAdvantage cards. If I get the 75 K miles added to this account and cancel the Barclaycard a year later do the 75k points stay in my account?

CaveDweller
Guest
CaveDweller

David
I opened 2 a year or so ago canceled personal @ 11 months Reuped my Bus c got 7500 points for $1k spend . No they don’t get ” Funny with the Money ” like Thank You points do ..

CHEERs

AAviator
Guest
AAviator

Does having the personal card disqualify you from getting the business card/bonus?

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