Citi® AAdvantage® Gold MasterCard®

Citi® AAdvantage® Gold MasterCard®

FM Mini Review: This card hardly seems worth the $50 annual fee


Card Type: Mastercard World Elite

Noteworthy perks: Reduced mileage awards ⚬ Save 25% on inflight food and beverage purchases

Application Tips

Citi Application Tips


  • 24 Month Rule: To apply for a card within the same brand, must wait 24 months after opening or closing account.

  • Velocity Rules: Max 1 personal card per 8 days. Max 2 personal cards per 65 days. Max 1 business card per 95 days.

  • Get Same Card Again: Citi allows getting same card again (even if card is still open) as long as you follow the 24 month rule and velocity rules (above).

  • Hard inquiries DO NOT combine into 1 when approved same day

Check application status here.
If denied, call reconsideration here:800-695-5171 (personal); 800-763-9795 (business)
If reconsideration # doesn’t work, try the Citi Credit Card Executive Office: 423-477-6858

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American Airlines AAdvanage MileUp Card
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Recent better offer: 75K after $7.5K spend in 3 months

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