Alliant Cashback Visa Signature Card

Alliant Cashback Visa Signature Card

FM Mini Review: Good cash back card for everyday spend as long as your expenses do not exceed $10K per month. Lack of foreign transaction fees is a positive.


Card Type: Visa Signature

Base
2.5%

Earning rate: 2.5% cash back everywhere up to $250 back per billing cycle (Note that some purchases, like those from GiftCards.com, are not eligible for cash back)

Noteworthy perks: No foreign transaction fees

Overview

The Alliant Cashback Visa Signature credit card offers a leading rate of return in terms of cash back for purchases. That said, the cap of $250 per billing cycle combined with the $99 annual fee mean that the actual max return is about 2.4%. If you spend less than $20K per year on the card, your net cash back after taking the annual fee into account will be less than 2%, so this card is best for those who spend between $20K and $120K per year and never exceed $10K in purchases in a billing cycle.

Related Cards (Other cash back cards)

BB&T Spectrum Rewards
Up to $1,350
$1350 after $50K spend in 3 months (Get 3% cash back in first 3 months, plus 5% year end bonus + 30% big spend bonus = $2025. Consider $1350 of that to be signup bonus.)

No Annual Fee

Ducks Unlimited Visa from First Bankcard

This card no longer features a first-year bonus and while it previously earned 5% back at gas stations, it now only offers 1.5% back everywhere.

No Annual Fee

Citizens Bank Cash Back Plus® World Mastercard®
5% back everywhere until 3/31/20
5% back everywhere through 3/31/19: Card ordinarily earns 1.8% back everywhere. There is currently an in-branch offer to earn an additional bonus of 3.2% back everywhere through 3/31/20 (to be paid out in May 2020)

No Annual Fee

Subscribe
Notify of
guest

This site uses Akismet to reduce spam. Learn how your comment data is processed.

9 Comments
oldest
newest most voted
Inline Feedbacks
View all comments