The Amex EveryDay Credit Card from American Express

Note: American Express is a Frequent Miler advertiser. Please see our Advertiser Disclosure.

The Amex EveryDay® Credit Card from American Express
10K points
10K after $1K spend in 3 months. Terms apply.
Click Here to Apply

No Annual Fee

Info about this card has been collected independently by Frequent Miler. The issuer did not provide the details, nor is it responsible for their accuracy.

Alternate offer: Some find they are targeted for an offer of 20K after $2K spend in the first 3 months.

Recent better offer: 25K after $2K spend (Last reported 3/2016)

FM Mini Review: Great choice for keeping Membership Rewards points alive if you choose to cancel other Membership Rewards earning cards.


Card Type: Amex Credit Card

Base
Grocery

Earning rate: ⚬ 2x points at US supermarkets, on up to $6,000 per year in purchases (then 1x) ⚬ 1x on other purchases

Noteworthy perks: ⚬ Make 20 or more purchases in a billing period and get 20% more points, less returns and credits ⚬ Points transferrable to many airline programs (unusual feature for no-fee card) ⚬ Low intro APR: 0% for 15 months on purchases and balance transfers, then a variable rate, currently 14.49% to 25.49% ⚬ $0 balance transfer fee. Balance transfers must be requested within 60 days from account opening. Terms apply. See Rates & Fees

Overview

The Amex EveryDay Credit Card from American Express is a solid choice for those who want a card that earns transferable points and has no annual fee.

The card earns 2 points per dollar at US supermarkets, on up to $6,000 per year in purchases (then 1x); and 1 point per dollar everywhere else.

You can do better, though. When you use the card 20 or more times in a billing period, you get 20% more points. In other words, in every billing period in which you use the card 20 or more times, you earn the following points per dollar:

  • 2.4 points per dollar at U.S. supermarkets, up to $6K spend per year (then the rate drops to 1.2X)
  • 1.2X points per dollar everywhere else.

Those earning rates are very good for a no-fee card that gives you the ability to transfer points to frequent flyer programs. However, you can do much better with cards that have fees, such as The Amex EveryDay Preferred Credit Card from American Express. Depending upon how much you spend annually, the value of extra points earned with a card that has a fee can easily make up for that annual fee.

Membership Rewards points earned with this card are transferable to many airline programs and can be pooled with points earned on other Membership Rewards cards such as Platinum, Gold, and Green cards. One particularly good use is to pool points with the Business Platinum Card so that you can use points to buy airfare at a value of 1.5 cents per point.

Rewards

Amex Membership Rewards points can be incredibly valuable if you know how to use them. In general, if you use Membership Rewards points to pay for merchandise or travel, you won't get good value from your points. One exception is with the Business Platinum card where you'll get a 35% point rebate when using points to book certain flights. This gives you approximately 1.5 cents per point value, which is pretty good. Another exception is with the Business Gold Card where you'll get a 25% point rebate when using points to book certain flights. This gives you approximately 1.33 cents per point value. If you don't have either card, then your best bet is to transfer points to airline miles in order to book high value awards. More details can be found here: Amex Membership Rewards Complete Guide.

Application Tips


Amex Application Tips



  • Safe to Apply: Amex is the safest bank for trying your luck at a new welcome bonus. They don’t usually issue a hard pull when denying your application. Plus, they’ll now warn you during the application process if you’re not eligible for the bonus.

  • Lifetime Rule: If you've ever had the same card before, you are most likely prohibited from getting a welcome bonus for the card if you apply now. Fortunately you'll be warned during the application process if this is the case. Amex is known to "forget" that you've had a card after about 7 years.

  • 5/90 Rule: In general, you can get at most one credit card within 5 days and 2 within 90 days. The 5 day limit is not enforced when your applications are automatically approved. Neither rule is enforced for charge cards.

  • 5 credit card max:Amex usually won't approve applications for new credit cards if you already have 5 or more Amex credit cards open. This limit does not apply to charge cards.

  • Better Offers: You may be able to get a better offer than the best available public offer. Details here.

  • Hard inquiries combine into 1 when approved same day


Check application status here.
If denied, call reconsideration: 877-399-3083 (new accountholders); 866-314-0237 (current accountholders)


How to Meet Spend Requirements

In order to meet minimum spend requirements, people often look for options to increase spend in ways that result in getting the money back. These techniques are often referred to as "manufacturing spend". American Express has terms in their welcome offers that exclude some manufactured spend techniques from counting towards the minimum spend requirements for the welcome bonus. For example, most new cardmember bonuses have terms like this:
Eligible purchases to meet the Threshold Amount of this offer do NOT include fees or interest charges, balance transfers, cash advances, purchase of travelers checks, purchase or reloading of prepaid cards, purchases of gift cards, person-to-person payments, or other cash equivalents.
That said, many techniques for meeting minimum spend are perfectly fine. Here are some techniques that are safe for meeting Amex minimum spend requirements (click each link for more information):

Related Cards (Membership Rewards)

The Platinum Card® from American Express
60K points
60K after $5K spend in 3 months. Terms apply. (Rates & Fees)

$550 Annual Fee

The Business Platinum® Card from American Express
Up to 75K points
Up to 75K: 50K after $10K spend in the first 3 months + 25K after additional $10K spend in the first 3 months. Terms apply. (Rates & Fees)

$595 Annual Fee

Recent better offer: 150K after $20K Spend (Targeted)

American Express® Business Gold Card
Up to 75K points
Up to 75K points: 50K points after $5K spend in 3 months and an additional 25K points after an additional $5K spend in the same time period. Terms apply. (Rates & Fees)
(Offer Expires 2/5/2020)

$295 Annual Fee

American Express® Gold Card
40K points
40K after $4K spend in 3 months. Terms apply. (Rates & Fees)

$250 Annual Fee

Note that some people find that they are targeted for a 50K offer.

Info about this card has been collected independently by Frequent Miler. The issuer did not provide the details, nor is it responsible for their accuracy.

Recent better offer: 50K after $2K spend in 3 months + 20% back as a statement credit at US Restaurants within the first 3 months (up to $100 back). [Expired 1/9/19]

American Express® Green Card
30K points + $100 Away Travel credit
30K points after $2K spend in 3 months + up to $100 in statement credits for purchases made with Away (in-store or at awaytravel.com) in the first 3 months. Terms apply. See (Rates & Fees)

$150 Annual Fee

The Blue Business℠ Plus Credit Card
15K points
15K after $5K spend in 3 months. Terms apply. (Rates & Fees)
(Offer Expires 1/29/2020)

No Annual Fee

Business Green Rewards Card from American Express
15K points
15K points after $3K spend in first 3 months. Terms & limitations apply. (Rates & Fees)

No Annual Fee First Year, Then $95

The Amex EveryDay® Credit Card from American Express
10K points
10K after $1K spend in 3 months. Terms apply.

No Annual Fee

Info about this card has been collected independently by Frequent Miler. The issuer did not provide the details, nor is it responsible for their accuracy.

Alternate offer: Some find they are targeted for an offer of 20K after $2K spend in the first 3 months.

Recent better offer: 25K after $2K spend (Last reported 3/2016)

The Blue for Business® Credit Card from American Express

Click here to view details about a similar card: The Blue Business Plus Credit Card

Info about this card has been collected independently by Frequent Miler. The issuer did not provide the details, nor is it responsible for their accuracy.

Recent better offer: Expired 2/22/17 -- 10K points after first purchase + 10X points at U.S. restaurants the first six months (up to $2K in spend) + 2X on all purchases the first year (up to $50K in spend)

Expired 4/26/17 -- 25K: 10K after first purchase plus 15K after $5K spend in 6 months

Last updated on May 30th, 2018

Regarding comments: Comments posted at the bottom of Frequent Miler pages and posts are not provided or commissioned by the bank advertiser. Responses have not been reviewed, approved or otherwise endorsed by the bank advertiser. It is not the bank advertiser’s responsibility to ensure all posts and/or questions are answered.

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[…] The Amex EveryDay® Credit Card from American Express  ➥More ⓘ $261 1st Year Estimate15K points 15K after $1K spend in 3 months […]

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[…] this post I may have had my son sign up for a consumer Membership Rewards card instead.  The Amex Everyday card would have been a great choice for him since it has no annual fee (he’s a college student […]

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[…] There are lots of good ones (found here), but if you want one with no annual fee then go for the Everyday Card.  Whichever one you pick, just make sure it is a consumer card rather than a business […]

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[…] The Amex EveryDay® Credit Card from American Express  ➥More ⓘ $218 1st Year Estimate15K points 15K after $1K spend in 3 months […]

Aby
Guest
Aby

When I click on the link above it says “SAMANTHA has referred you for the Amex EveryDay® Credit Card. Your friend will receive a referral bonus if you are approved.”

However the bonus is only 15000 Membership points and not 25000 as mentioned in the post.

Nick Reyes
Editor

Checking into this right now. It showed 25K / 30K when I tested it. Will report back.