The Platinum Card from American Express

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The Platinum Card® from American Express
60K points
60K after $5K spend in 3 months
Click Here to Apply

$550 Annual Fee

Recent better offer: 100K after $3K spend direct link (last reported 5/10/16)

FM Mini Review: This card is absolutely loaded with high end perks. Depending upon your situation, those perks may be worth the annual fee or much more.

Card Type: Amex Charge Card

Earning rate: 5X points for flights booked directly with airlines or with American Express Travel ⚬ 5X points for prepaid hotels booked through American Express Travel

Noteworthy perks: ⚬ $200 Airline Fee Credit. Up to $200 a year in baggage fees and more at one qualifying airline ⚬ Up to $200 for Uber rides annually. Credit and Uber VIP status for Basic Member only ⚬ $100 Global Entry fee reimbursement ⚬ Airport lounge benefits ⚬ Rental car elite status ⚬ SPG Gold status ⚬ Hilton HHonors Gold status ⚬ Free Boingo wifi ⚬ Free Gold card AUs. Terms & Conditions Apply. See Rates & Fees

See also: Maximizing value from Amex Platinum Cards


The Platinum Card from American Express is a high end travel rewards charge card that is loaded with perks:

  • 5X points per dollar for flights booked directly with airlines or with American Express Travel.
  • 5X points per dollar for prepaid hotels booked with American Express Travel
  • Up to $200 a year in statement credits for airline incidental fees
  • Up to $200 per year in annual rides with Uber ($15/month, $35 in December)
  • $100 Global Entry fee reimbursement.
  • Airport lounge benefits: Priority Pass Select membership, plus free access to Delta SkyClubs, Amex Centurion Lounges, and Airspace Lounges
  • Rental car elite status. National Executive status is particularly valuable in my opinion.
  • SPG Gold status
  • Hilton Gold status. Free breakfast.
  • Free Boingo wifi.

For many, the personal Platinum card's 5X airfare bonus and Uber credits may be enough to make this card worth keeping. For the rest of the benefits, though, some would do better with the Amex Business Platinum card which includes Gogo In-Flight Wifi, 35% points rebate when points are used to purchase select airfare, and 1.5 points per dollar for purchases of $5K or more.

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[…] year, a new lounge access benefit was added to the Amex Platinum cards (including both the personal and Business Platinum cards): lounge access to some Lufthansa […]