Capital One Spark Miles Business Credit Card
Recent better offer: Earn up to 200K "miles": 50K after $5K spend in the first 3 months from account opening and an additional 150K after $50K spend in the first 6 months from account opening [Expired 1/27/20]
FM Mini Review: This card is basically the same as the Spark Cash for Business, but rewards are intended to be used to offset travel purchases. One big advantage over cash back: Capital One allows transfering their "miles" to airline miles at a 2 to 1.5 ratio and "miles" can be combined with other cards or other customers.
Card Type: Mastercard
Earning rate: 2X everywhere ⚬ Earn 5X miles on hotel and rental car
Noteworthy perks: Redeem miles for travel at value of 1 cent per mile ⚬ Convert "miles" to airline miles at a (mostly) 2 to 1.5 ratio ⚬ No foreign transaction fees ⚬ Fee credit for either $85 TSA Pre✓® application fee or $100 Global Entry application fee
It's rare to find a business rewards card with great rewards for all spend. This one offers 2 miles per dollar everywhere. Miles are worth 1 cent each when redeemed for travel. Simply use the card to pay for any travel expenses, and then log onto your account and apply miles to offset your statement charges. In other words, the Capital One Spark Miles for Business card is essentially a 2% rewards card.
Things get more interesting now that Capital One Miles are transferable to airline miles. Since the transfer ratio is 2 to 1.5, you can think of this card as earning your choice of 2% everywhere OR 1.5 airline miles everywhere.
Additional benefits of this card include no foreign transaction fees, travel and emergency assistance services, purchase protections, and more.
Capital One Application Tips To check application status, call (800) 903-9177 or (877) 277-5901
Capital One Application Tips
To check application status, call (800) 903-9177 or (877) 277-5901
Capital One® Spark® Miles for Business
Note: Capital One is a Frequent Miler advertiser. Please see our Advertiser Disclosure.