Capital One Savor Cash Rewards Credit Card

Note: Capital One is a Frequent Miler advertiser. Please see our Advertiser Disclosure.

Capital One® Savor® Cash Rewards Credit Card
$500 Cash Back
$500 after $3K spend in 3 months from account opening
Click Here to Apply

No Annual Fee First Year, Then $95


Card Type: Mastercard

Base
1%
Dine
4%
Grocery
2%
Other
4%

Earning rate: 4% cash back on dining and entertainment ⚬ 2% at grocery stores ⚬ 1% everywhere else

Noteworthy perks: Get a monthly statement credit for a Postmates Unlimited monthly membership through Dec. 2019

Overview

This is a decent rewards credit card for those who spend a lot of dining, though after the first year the annual fee would make this a less attractive option than the SavorOne unless you spend more than $9.5K per year on dining.

Overall, this is an good choice for its signup bonus, but its rewards require a lot of spend to eclipse the cost of the fee in the long term.

Application Tips

Capital One Application Tips


  • 6 month rule: Must wait 6 months after applying for a Capital One card before applying for another one.

  • 2 card limit: You can have at most 2 Capital One consumer cards

  • Get Same Card Again: There is no known rule against getting the same card and bonus again even if you still have the card open.

  • Hard inquiries usually get issued through all 3 credit bureaus


To check application status, call (800) 903-9177 or (877) 277-5901
If denied, call reconsideration here: (800) 625-7866

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Info about this card has been collected independently by Frequent Miler. The issuer did not provide the details, nor is it responsible for their accuracy.

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Last updated on May 30th, 2018

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