Capital One Savor Cash Rewards Credit Card

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Capital One® Savor® Cash Rewards Credit Card
$300 Cash Back
Earn a one time bonus: $300 after $3K spend in 3 months from account opening
Click Here to Apply

No Annual Fee First Year, Then $95

FM Mini Review: Excellent cash back card for dining and entertainment spend.


Card Type: Mastercard

Base
1%
Dine
4%
Grocery
2%
Other
4%

Earning rate: 4% cash back on dining and entertainment ⚬ 2% at grocery stores ⚬ 8% back on tickets at Vivid Seats through May 2020 ⚬ 1% everywhere else

Noteworthy perks: Get a monthly statement credit for a Postmates Unlimited monthly membership through Dec. 2019 ⚬ No foreign transaction fees

Overview

This is a decent rewards credit card for those who spend a lot of dining, though after the first year the annual fee would make this a less attractive option than the SavorOne unless you spend more than $9.5K per year on dining.

Overall, this is an good choice for its welcome offer, but its rewards require a lot of spend to eclipse the cost of the fee in the long term.

Application Tips

Capital One Application Tips


  • 6 month rule: Must wait 6 months after applying for a Capital One card before applying for another one.

  • 2 card limit: You can have at most 2 Capital One consumer cards

  • Get Same Card Again: There is no known rule against getting the same card and bonus again even if you still have the card open.

  • Hard inquiries usually get issued through all 3 credit bureaus


To check application status, call (800) 903-9177 or (877) 277-5901
If denied, call reconsideration here: (800) 625-7866

Related Cards (CapOne cash back cards)

Capital One® Spark® Cash for Business
$500 Cash Back
Earn a one time bonus: $500 after $4500 spend in 3 months from account opening

No Annual Fee First Year, Then $95

Recent better offer: Expired 1/28/19: Up to $2,000 cash back: $500 after $5K spend in 3 months from account opening plus $1500 cash back after $50K total spend within 6 months from account opening.

Capital One® Savor® Cash Rewards Credit Card
$300 Cash Back
Earn a one time bonus: $300 after $3K spend in 3 months from account opening

No Annual Fee First Year, Then $95

Capital One® Spark® Cash Select for Business
$200 Cash Back
One time bonus: $200 after $3,000 spend in 3 months from account opening

$0 Annual Fee

Capital One® Quicksilver® Cash Rewards Credit Card
$150 Cash Back
One time bonus: $150 after $500 spend in 3 months from account opening

$0 Annual Fee

Capital One® SavorOne℠ Cash Rewards Credit Card
$150 Cash Back
One time bonus: $150 after $500 spend in 3 months from account opening

$0 Annual Fee

Last updated on May 30th, 2018

Regarding comments: Comments posted at the bottom of Frequent Miler pages and posts are not provided or commissioned by the bank advertiser. Responses have not been reviewed, approved or otherwise endorsed by the bank advertiser. It is not the bank advertiser’s responsibility to ensure all posts and/or questions are answered.

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