Capital One Venture Rewards Credit Card
FM Mini Review: This card earns 2 "miles" per dollar, which are worth exactly 1 cent each toward travel. This makes the return on spend similar to a 2% cash back card (though in this case you must redeem your miles to offset travel in order to get 1 cent per mile). One big advantage over cash back: Capital One allows transfering their "miles" to airline miles at a 2 to 1.5 ratio.
Card Type: Visa Signature
Earning rate: 2X everywhere
Noteworthy perks: Receive up to $100 application fee credit for Global Entry or TSA Pre✓® ⚬ Redeem miles for travel at value of 1 cent per mile ⚬ Convert "miles" to airline miles at a (mostly) 2 to 1.5 ratio ⚬ No foreign transaction fees
This is a decent travel rewards credit card with good "everywhere" rewards. Earn 2 miles per dollar for all spend. Miles are worth 1 cent each when redeemed for travel. Simply use the card to pay for any travel expenses, and then log onto your account and apply miles to offset your statement charges.
Things get more interesting now that Capital One Miles are transferable to airline miles. Since the transfer ratio is 2 to 1.5, you can think of this card as earning your choice of 2% everywhere OR 1.5 airline miles everywhere.
This is an good choice both for its welcome bonus and rewards for spend, and it's especially good for those who book hotels often and don't want to bother with trying to seek out the best deals.
Capital One Application Tips To check application status, call (800) 903-9177 or (877) 277-5901
Capital One Application Tips
To check application status, call (800) 903-9177 or (877) 277-5901
Capital One® Venture® Rewards Credit Card
Note: Capital One is a Frequent Miler advertiser. Please see our Advertiser Disclosure.