Discover It Miles

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Discover it Miles - Double Miles your first year
$50 + First Year Double
Get $50 after first purchase. All miles earned in first 12 months will be doubled. This makes this a 3% cash back card for the first year.
Click Here to Apply

No Annual Fee

FM Mini Review: Great card to get for its first year 3% cash back.


Card Type: Discover

Base
1.5X
(1.5%)

Earning rate: 1.5 miles per dollar for all spend.

Noteworthy perks: ⚬ No foreign transaction fees ⚬ Redeem miles for travel or for cash back (1 cent per mile either way)

See also: Discover introduces a new card and a potentially VERY lucrative 1st year offer

Overview

The Discover It Miles card isn't a miles-earning card at all. The card simply earns 1.5 points per dollar for all spend. Discover calls the points "miles", but each point is really just worth 1 cent. In other words, this is simply a 1.5% cash back card.

That said, this card has a few great things going for it:

Last updated on May 30th, 2018

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Greg The Frequent MilerReyBobDavid L Recent comment authors

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David L
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David L

Does this card ever offer a bonus upon sign-up?

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[…] similar, but simpler offer is with the Discover It Miles Card.  The signup bonus for that card is simply the doubling of all of your first year earnings.  So, […]

Bob
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Bob

I had a discover card that was converted to an it card, without any request by me. Think i’ll qualify for this it miles 2x bonus?

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[…] Alliant Credit Union has launched an exciting new credit card: Alliant Cashback Visa Signature Card.  In the first year, Alliant waives the annual fee and offers 3% cash back for all purchases.  But, that’s not what makes this card exciting.  After all, we already get no annual fee, plus $30 in annual flight credits, plus 3% cash back first year from the Discover It Miles card. […]

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[…] on their first year increased point earning signup offers: the Amex Blue for Business Card, the Discover It Miles Card, and the BB&T Spectrum Rewards Visa. Update: Some of these offers have […]

Rey
Guest
Rey

Re: the “Discover It Miles” card…
I have the “Discover It” card (not the Discover it Miles card) and the first year of membership is in February. As you know, this card earns 1% cash back which they double at the end of the first year. This card also has quarterly categories that pay 5%. This is also doubled at the end of the first year.
Question:
1. I never heard about the “Discover It Miles” card until I saw it mentioned on your post about paying estimated tax with a credit/debit card. I then clicked on that link to learn more. How long has it been around?
2. At the end of the first year of my current Discover It card, I’m considering getting the Discover It Miles card to earn the 1.5% (effectively 3% for the first year). This card doesn’t have the 5% category spend but in your opinion would I be ahead in getting the Discover It Miles card? The Disco er It card (the one I have now) will only pay 1% (not doubled after the first year) but will offer the 5% category spend … which I max out the $1,500 per year category limit for gas. Neither card have annual fees.
3. Discover’s site says either miles or cash back can be received.
(1) What kind of miles are they? Where can they be used?
(2) HOW is the cash back received, i.e. can it be received as a direct deposit to my bank account, or does it HAVE to be a statement credit. Statement credit isn’t good because, as with the Citi Double Cash card, if you choose statement credit, you don’t get the additional 1% on that money (as you know this card pays 1% when the charge is made, and an additional 1% when the card is paid by the card holder).

Thank you very much for your help. Likely both my wife and I will get this card (through your site of course).

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[…] most Disney purchases at most Disney parks). You could do even better for the first year with the Discover IT Miles card, which earns 1.5% back everywhere, but will be doubled at the end of the first year (good […]

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[…] even if you used a card that earns 3% back in the first year (like the Alliant Cashback card or a Discover IT Miles card), you wouldn’t be ahead of 2.49% APR due to compound […]

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[…] Discover It Miles card: 3% cash back first year (1.5% cash back is doubled at end of year) […]

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[…] could be a really compelling return. Of course, this card essentially duplicates the offer on the Discover it Miles card, which earns 1.5 “miles” per dollar (worth 1.5 cents) and doubles at the end of […]

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[…] Discover IT Miles […]

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[…] you’ll come out ahead by $300 per year.  Overall it would be similar to signing up for the Discover It Miles card which effectively offers 3% cash back in your first year of card membership, but ZeroCard may offer […]

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[…] of return, but if you can get a card that earns more than 2% cash back in the first year (like the Discover IT Miles card or Alliant Cashback card or BOA Premium Rewards card with Platinum Honors), you could earn […]