Chase United MileagePlus® Explorer Business

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Chase United MileagePlus® Explorer Business

FM Mini Review: Decent perks such as enhanced access to United saver level economy awards makes this a keeper for some.

Card Type: Visa Signature


Earning rate: 2X at restaurants, gas stations, and office supply stores ⚬ 2X United.

Noteworthy perks: ⚬ Improved saver award availability ⚬ Last seat standard award availability ⚬ Free first checked bag ⚬ Priority boarding ⚬ No foreign exchange fees ⚬ 2 United Club passes per year ⚬ Primary auto rental collision damage waiver

Application Tips

Chase Application Tips

  • Shut-Down Caution: Signing up for new Chase cards can lead to Chase reviewing your accounts. This may lead to Chase shutting down all of your accounts if you appear to be a credit risk. See this post for details and recommendations: Why Chase shutdowns have increased and how to avoid them.
  • 5/24 Rule: With most Chase cards, you won't get approved if your credit report shows 5 or more cards opened in the past 24 months. Details here.
  • 24/48 Month Rule: With most Chase cards, you can get the same card and bonus again 24 months after having received the bonus as long as you no longer have the card open. With Sapphire cards, you must wait 48 months. No wait is required for Chase Ink cards.
  • 30 Day Rule: It is tough to get approved for more than 2 Chase cards within 30 days
  • Get Same Card Again: You can get the same exact card and again if you first cancel the older card and follow the 24/48 month rule. Ink cards are OK to get again without cancelling previous card if you apply with a new business.
  • Better Offers: You may be able to get a better offer than the best available public offer. Details here.
  • Hard inquiries combine into 1 when approved same day (not always true when mixing business and personal)

Call (888) 338-2586 to check your application status
If denied, call reconsideration here:1-888-270-2127 for both personal and business cards

Related Cards (United MileagePlus)

Chase United Explorer Card
40K Miles
40K miles after $2K spend in first 3 months

No Annual Fee First Year, Then $95

Recent better offer: 60K after $3K in first 3 months [Expired 4/30/20]

United Club℠ Infinite Card
This card does not currently feature any bonus miles but rather waives the annual fee for the first year.

No Annual Fee First Year, Then $525

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FrankGreg The Frequent MilerNick ReyeskimBill Van Tuinen Recent comment authors

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Bill Van Tuinen
Bill Van Tuinen

I was targeted with a 75K after $5K in spending offer.


I tried refer a friend as my husband and I have this card. Trying to get this card for my son. When I request the referral it says it’s not available at this time. (the referral) Any idea how I can get the points for the referral when he opens the card? Thanks!!!


Wife (no United status) just got the Chase United Business Explorer. You say:

⚬ Improved saver award availability ⚬ Last seat standard award availability ⚬

yet I see no difference between her searches and mine where I have no United card and no status. Is there any benefits that I am unable to find?

Nick Reyes

When did she get the card? Maybe it isn’t reflected in her United account yet?

She will have to log in when searching to see the expanded space and she will only see it on United flights. When she searches a route with expanded space, she’ll see a bunch of results that say in bold black italics under the flight info something to the effect of “You see this additional space since you’re a Chase United credit card holder” (worded more eloquently).

Keep in mind that not every route will have additional saver space, so try a few routes / sets of dates to see what I’m talking about.


She only got the card 3 days ago, though almost spent the $3,000 already 🙂 Maybe United isn’t aware yet, though she did get her 2 lounge passes already.

I am looking up only business class. Also she has almost no UA miles right now, so maybe that could be an issue though I doubt it.