Chase United MileagePlus® Club Card

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ⓘ $169
1st Year Estimate

50K miles
50K after $3K spend in 3 months
Click Here to Apply (this is NOT an affiliate link)

$450 Annual Fee

You may be targeted for a 75K offer on this card. Details here.. This card is known to be subject to Chase's 5/24 rule.

Info about this card has been collected independently by Frequent Miler. The issuer did not provide the details, nor is it responsible for their accuracy.

Recent better offer: It is common to receive a targeted offer with the first year fee waived

FM Mini Review: While pricey, the Chase United MileagePlus® Club Card is a great choice for those who want a United club membership and waived close-in award fees.

Card Type: Visa Signature

Base

1.5X
(1.95%)

Brand

2X
(2.6%)

Earning rate: ⚬ 2X United ⚬ 1.5X everywhere else

Noteworthy perks: ⚬ United Club membership ⚬ No fees on close-in awards ⚬ Priority check-in, security screening, baggage handling, and boarding ⚬ Free 1st and 2nd checked bags ⚬ Hertz President's Circle Elite Status ⚬ Primary auto rental collision damage waiver

Application Tips

Chase Application Tips

Shut-Down Caution: Signing up for new Chase cards can lead to Chase reviewing your accounts. This may lead to Chase shutting down all of your accounts if you appear to be a credit risk. See this post for details and recommendations: Why Chase shutdowns have increased and how to avoid them.
5/24 Rule: With most Chase cards, you won't get approved if your credit report shows 5 or more cards opened in the past 24 months. Details here.
24/48 Month Rule: With most Chase cards, you can get the same card and bonus again 24 months after having received the bonus as long as you no longer have the card open. With Sapphire cards, you must wait 48 months. No wait is required for Chase Ink cards.
30 Day Rule: It is tough to get approved for more than 2 Chase cards within 30 days
Get Same Card Again: You can get the same exact card and again if you first cancel the older card and follow the 24/48 month rule. Ink cards are OK to get again without cancelling previous card if you apply with a new business.
Better Offers: You may be able to get a better offer than the best available public offer. Details here.
Hard inquiries combine into 1 when approved same day (not always true when mixing business and personal)