US Bank Altitude Reserve Visa Infinite Card

U.S. Bank Altitude Reserve Visa Infinite Card

FM Mini Review: With points worth 1.5 cents each towards travel, this card offers an excellent signup bonus. For ongoing use, this card is a winner for those who spend a lot on mobile payments (at 3X, rewards are worth 4.5%)

Card Type: Visa Infinite


Earning rate: 5x prepaid hotel & car rental through Altitude Rewards Center ⚬ 3X travel and mobile wallet payments

Noteworthy perks: $325 in travel credits per membership year ⚬ Points worth 1.5 cents each towards travel ⚬ Priority Pass Select airport lounge access (4 per year) ⚬ 12 free Gogo Wifi passes per year ⚬ Primary car rental coverage ⚬ No foreign transaction fees

See also: US Bank Altitude Reserve Complete Guide


The US Bank Altitude Reserve Visa Infinite Card offers 3X points for travel and mobile wallet payments; and 1X points on other purchases. Even though the card has a hefty $400 annual fee, it offers $325 per year in automatic travel rebates. For those who would have used the card to pay for travel anyway, this effectively reduces the annual fee burden to just $75 per year.

Other valuable perks of this card include:

  • Points worth 1.5 cents each when used to purchase travel (flights, hotels, car rentals)
  • Airport Lounge Access via Priority Pass Select (4 free visits per year)
  • 12 complimentary Gogo in-flight Wi-Fi passes per year
  • No foreign transaction fees

Application Tips

US Bank Application Tips

  • Get Same Card Again: No known rules against getting same card & bonus again.

  • Hard inquiries may be combined into 1 when approved same day.

Call (800) 947-1444 to check your application status.
If denied, call reconsideration here: 800-947-1444 or 800-685-7680

Related Cards (FlexPerks)

Leave a Reply

16 Comment threads
2 Thread replies
Most reacted comment
Hottest comment thread
5 Comment authors
JamesGreg The Frequent MilerBillRicardothatirieguy Recent comment authors

This site uses Akismet to reduce spam. Learn how your comment data is processed.

Notify of

[…] US Bank Altitude Reserve card is now available for applications.  The current offer is for 50,000 points (worth $750 in travel) […]


Hit it first thing. Initially denied due to insufficient history with USB despite USB Club Carlson for last 4 years with average usage. Called recon and put back in the queue after pointing this out. We’ll see.


[…] Chase taken a page out of US Bank’s book?  The US Bank Altitude Reserve launched earlier this month with its travel credit as a cardmember year benefit as opposed to a […]


[…] with Samsung Pay / Loop Pay. This means you could essentially get 3X almost everywhere with the US Bank Altitude Reserve. Read more about how Samsung Pay / LoopPay […]


Be Aware of the Extra hidden fees.
I got the card about a month, and charged above 4500 on it the first month. among the charges were two cruises ticket. when the statement came, they didn’t apply the 325 credit. I called US Bank. they claim the charges went though as something else. I let that flight since i knew i was going to charge 325 before the year ends in another travel. Today I booked a flight to Chicago with the awarded 50k points. I made a mistake on one date and immediately call the bank. with less than 24 hours, the airline will have cancel or change my flight without penalty. US Bank charged me 30 dollars for their conscience service. Absolutely ridiculous, when Im paying 400 for a premium card.


any experience applying for 2 US bank cards at once — thinking the altitude reserve and the amex flexperks gold. will it count as just one pull and do they tend to approve two at once?


[…] Mobile Rewards when I learned that they’ve expanded them to include travel.  If you have the Altitude Reserve card, or a Visa card that earns FlexPerks points, you can now apply your rewards to travel purchases at […]


Just got my firat statement and to my suprise none of my google wallet mobile payments were awarded bonus points (rep told me google wallet wasn’t an excepted mobile payment source even though android pay is now defunct). They did say they are going to credit my acct 5k points to fix the error, but have neither an apple or samsung so i’m SOL on 3x. Anybody else having this issue?


[…] you save a few bucks at a number of popular retailers. Stack these with 3x when paying with the US Bank Altitude Reserve or link an Amex card synced with a Current Amex Offer to maximize […]


[…] the 2020 Olympics to apply, this is a decent offer if you are more interested in this card than the US Bank Altitude Reserve. Greg recently decided to keep his (See: Keeping my Altitude Reserve), and that card has more […]


[…] I was going to leave Apple, I’d want to go to Samsung so that I can use Samsung Pay with my Altitude Reserve card (3X rewards on mobile […]


[…] 3x almost everywhere with the US Bank Altitude Reserve. The US Bank Altitude Reserve offers an uncapped 3x bonus category for mobile wallet payments like Apple Pay, Google Pay, and […]


[…] which makes it easy to have the card with the right bonus category — though those with the US Bank Altitude Reserve will probably be happy to earn 3x most places (an effective 4.5% back when redeemed towards […]


[…] an awesome price on a cool watch that is particularly useful for those who have a card like the US Bank Altitude Reserve, which offers a bonus on mobile payments. That’s because you can use Samsung Pay on this […]


[…] US Bank Altitude Reserve is the king of “everywhere else” cards, provided your “everywhere else” is […]


[…] US Bank Altitude Reserve card deserves special mention.  This card offers two 3X categories and then offers just 1 point per […]