2% Cash Back on American Express Business Gift Cards

amex business gift cards

BeFrugal has increased cash back rates for American Express business gift cards to 2%. The next best rate is 1.5%.

If you don’t already have a BeFrugal account, you can find a signup link and many other cool things here.


  • Do not use a promo code to reduce gift card fees or for free shipping since that will invalidate your cash back (the Premium Shipping Plan is fine, though).
  • Do not buy denominations higher than $2,000 (see: $2K denomination limit on Amex gift card cash back)
  • Do not pay with Citibank credit cards since they sometimes charge cash advance fees.


Please see the The Complete Guide to Amex Gift Cards.

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Last updated on December 20th, 2018

About Nick Reyes

Nick Reyes is a (fairly) regular guy with an animalistic passion for maximizing the value of miles and money to travel the world in comfort and style. There is little in life that he loves more than finding a fantastic deal and helping you shop smarter & harder to achieve your travel dreams.

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Just got 6k…….and had to cancel an order for 6k earlier this week as they sent me 2 3k cards with ended up 0 CB at Be Frugal…….my call ended up in India and they indicated I would get my refund in 7-10 days so I’ll be watching that for sure……then I am to cut up the 3k cards…….


I don’t have any success buying the business cards. Even with a real EIN. I think I might try using my social this time.


I purchased $5000 worth of American Express business custom gift cards but it is coming up as 1.3% or ($66.67 cashback). A bundy of mine recorded the same $66.67 cashback on 1.3% of $5000 valued gcs. Anyone noticed the same thing for their transaction?


[…] Hat tip to Frequent Miler  […]


The last 4 or 5 attempts for AMEX business cards were all denied. I called at the time that they were denied and they couldn’t tell me why. I called again tonight to hopefully preempt another failure and the guy was able to tell me that the card I use to pay is supposed to be a business credit card, not a personal credit card. However, the 1st time I ordered them with a personal credit card, it worked for a $3k order. All the other ones though failed using a personal credit card (amex or visa). The customer service rep said the 1st one was a fluke, it shouldn’t have gone through. Sigh, I guess I have to work harder to try and get a business card.