The Amex EveryDay Preferred Credit Card from American Express

Note: American Express is a Frequent Miler advertiser. Please see our Advertiser Disclosure.

The Amex EveryDay® Preferred Credit Card from American Express
20K points
20K after $1K spend in 3 months
Click Here to Apply

$95 Annual Fee

FM Mini Review: Thanks to the 50% bonus on points earned, this is, in my opinion, one of the strongest mile-earning cards available.


Card Type: Amex Credit Card

Base
Gas
Grocery

Earning rate: ⚬ 3x points at US supermarkets on up to $6,000 per year in purchases (then 1x) ⚬ 2x points at US gas stations ⚬ 1x points on other purchases.

Noteworthy perks: Earn 50% more points: Use your Card 30 or more times on purchases in a billing period and get 50% more points on those purchases less returns and credits. Terms apply. See Rates & Fees

Overview

The Amex EveryDay Preferred Credit Card from American Express may be the single best card for earning transferable points (points that transfer to airline miles).

The card earns 3x points at US supermarkets on up to $6,000 per year in purchases (then 1x); 2x points at US gas stations; and 1x points on other purchases.

What really makes this card special, though, is that when you use the card 30 or more times in a billing period, you get 50% more points. In other words, in every billing period in which you use the card 30 or more times, you earn the following points per dollar:

  • 4.5 points per dollar at U.S. Supermarkets, up to $6K spend per year (then the rate drops to 1.5X)
  • 3 points per dollar at US standalone gas stations
  • 1.5X points per dollar everywhere else.

As I showed in the post "Best credit card combos: Membership Rewards," an average person (see assumptions in the post) can earn, on average, 2.33 points per dollar!

Membership Rewards points earned with this card are transferable to many airline programs and can be pooled with points earned on other Membership Rewards cards such as Platinum, Gold, and Green cards. One particularly good use is to pool points with the Business Platinum Card so that you can use points to buy airfare at a value of approximately 1.5 cents per point.

Rewards

Amex Membership Rewards points can be incredibly valuable if you know how to use them. In general, if you use Membership Rewards points to pay for merchandise or travel, you won't get good value from your points. One exception is with the Business Platinum card where you'll get a 35% point rebate when using points to book certain flights. This gives you approximately 1.5 cents per point value, which is pretty good. Another exception is with the Business Gold Card where you'll get a 25% point rebate when using points to book certain flights. This gives you approximately 1.33 cents per point value. If you don't have either card, then your best bet is to transfer points to airline miles in order to book high value awards. More details can be found here: Amex Membership Rewards Complete Guide.

Application Tips


Amex Application Tips



  • Safe to Apply: Amex is the safest bank for trying your luck at a new welcome bonus. They don’t usually issue a hard pull when denying your application. Plus, they’ll now warn you during the application process if you’re not eligible for the bonus.

  • Lifetime Rule: If you've ever had the same card before, you are most likely prohibited from getting a welcome bonus for the card if you sign up now. Fortunately you'll be warned during the application process if this is the case. Amex is known to "forget" that you've had a card after about 7 years.

  • 5/90 Rule: In general, you can get at most one credit card within 5 days and 2 within 90 days. The 5 day limit is not enforced when your applications are automatically approved. Neither rule is enforced for charge cards.

  • 5 credit card max:Amex usually won't approve applications for new credit cards if you already have 5 or more Amex credit cards open. This limit does not apply to charge cards.

  • Better Offers: You may be able to get a better offer than the best available public offer. Details here.

  • Hard inquiries combine into 1 when approved same day


Check application status here.
If denied, call reconsideration: 877-399-3083 (new accountholders); 866-314-0237 (current accountholders)


How to Meet Spend Requirements

In order to meet minimum spend requirements, people often look for options to increase spend in ways that result in getting the money back. These techniques are often referred to as "manufacturing spend". American Express has terms in their signup offers that exclude some manufactured spend techniques from counting towards the minimum spend requirements for the welcome bonus. For example, most signup bonuses have terms like this:
Eligible purchases to meet the Threshold Amount of this offer do NOT include fees or interest charges, balance transfers, cash advances, purchase of travelers checks, purchase or reloading of prepaid cards, purchases of gift cards, person-to-person payments, or other cash equivalents.
That said, many techniques for meeting minimum spend are perfectly fine. Here are some techniques that are safe for meeting Amex minimum spend requirements (click each link for more information):

Related Cards (Membership Rewards)

The Platinum Card® from American Express
60K points
60K after $5K spend in 3 months

$550 Annual Fee

The Business Platinum® Card from American Express
75K points
Up to 75K: 50K after $10K spend + 25K after additional $10K spend in 3 months.

$595 Annual Fee

Recent better offer: 150K after $20K Spend (Targeted)

American Express® Gold Card
40K points
40K after $2K spend in 3 months

$250 Annual Fee

Info about this card has been collected independently by Frequent Miler. The issuer did not provide the details, nor is it responsible for their accuracy.

Recent better offer: 50K after $2K spend in 3 months + 20% back as a statement credit at US Restaurants within the first 3 months (up to $100 back). [Expired 1/9/19]

American Express® Business Gold Card
50K points
50K points after $5K spend in 3 months

$295 Annual Fee

Business Green Rewards Card from American Express
5K points
5K points after first purchase

No Annual Fee First Year, Then $95

The Blue for Business® Credit Card from American Express

Click here to view details about a similar card: The Blue Business Plus Credit Card

Info about this card has been collected independently by Frequent Miler. The issuer did not provide the details, nor is it responsible for their accuracy.

Recent better offer: Expired 2/22/17 -- 10K points after first purchase + 10X points at U.S. restaurants the first six months (up to $2K in spend) + 2X on all purchases the first year (up to $50K in spend)

Expired 4/26/17 -- 25K: 10K after first purchase plus 15K after $5K spend in 6 months

The Blue Business℠ Plus Credit Card
2X Everywhere
2X applies to the first $50,000 in purchases per year, 1 point per dollar thereafter. Terms apply.

$0 Annual Fee

See Rates & Fees

Recent better offer: 20K after $3K spend in 3 months (Expired 6/21/17)
10K points after $3K in purchases in the first 3 months (Expired 9/26/18)

Last updated on May 30th, 2018

Regarding comments: Comments posted at the bottom of Frequent Miler pages and posts are not provided or commissioned by the bank advertiser. Responses have not been reviewed, approved or otherwise endorsed by the bank advertiser. It is not the bank advertiser’s responsibility to ensure all posts and/or questions are answered.

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