American Express® Gold Card

Note: American Express is a Frequent Miler advertiser. Please see our Advertiser Disclosure.

American Express® Gold Card
40K points
40K after $2K spend in 3 months
Click Here to Apply

$250 Annual Fee

Info about this card has been collected independently by Frequent Miler. The issuer did not provide the details, nor is it responsible for their accuracy.

Recent better offer: 50K after $2K spend in 3 months + 20% back as a statement credit at US Restaurants within the first 3 months (up to $100 back). [Expired 1/9/19]

FM Mini Review: This card offers an awesome return on US supermarket and dining spend, putting it at or near the top-of-class in both categories.


Card Type: Amex Charge Card

Base
Travel
Dine
Grocery

Earning rate: 3X points for flights booked with airlines or on amextravel.com ⚬ 4x points at US Supermarkets (up to $25K in purchases, then 1x) ⚬ 4x US restaurants ⚬ 1X points on other purchases. Terms apply. See Rates & Fees

Noteworthy perks: ⚬ Up to $100 a year in statement credits for baggage fees and more with one qualifying airline ⚬ Up to $10 in statement credits monthly with participating dining partners (enrollment requirement) ⚬ Get a $100 hotel credit on qualifying charges on stays of 2 nights or longer, plus a room upgrade upon arrival, if available with The Hotel Collection at americanexpress.com/hc

Rewards

Amex Membership Rewards points can be incredibly valuable if you know how to use them. In general, if you use Membership Rewards points to pay for merchandise or travel, you won't get good value from your points. One exception is with the Business Platinum card where you'll get a 35% point rebate when using points to book certain flights. This gives you approximately 1.5 cents per point value, which is pretty good. Another exception is with the Business Gold Card where you'll get a 25% point rebate when using points to book certain flights. This gives you approximately 1.33 cents per point value. If you don't have either card, then your best bet is to transfer points to airline miles in order to book high value awards. More details can be found here: Amex Membership Rewards Complete Guide.

Application Tips


Amex Application Tips



  • Safe to Apply: Amex is the safest bank for trying your luck at a new welcome bonus. They don’t usually issue a hard pull when denying your application. Plus, they’ll now warn you during the application process if you’re not eligible for the bonus.

  • Lifetime Rule: If you've ever had the same card before, you are most likely prohibited from getting a welcome bonus for the card if you sign up now. Fortunately you'll be warned during the application process if this is the case. Amex is known to "forget" that you've had a card after about 7 years.

  • 5/90 Rule: In general, you can get at most one credit card within 5 days and 2 within 90 days. The 5 day limit is not enforced when your applications are automatically approved. Neither rule is enforced for charge cards.

  • 5 credit card max:Amex usually won't approve applications for new credit cards if you already have 5 or more Amex credit cards open. This limit does not apply to charge cards.

  • Better Offers: You may be able to get a better offer than the best available public offer. Details here.

  • Hard inquiries combine into 1 when approved same day


Check application status here.
If denied, call reconsideration: 877-399-3083 (new accountholders); 866-314-0237 (current accountholders)


How to Meet Spend Requirements

In order to meet minimum spend requirements, people often look for options to increase spend in ways that result in getting the money back. These techniques are often referred to as "manufacturing spend". American Express has terms in their signup offers that exclude some manufactured spend techniques from counting towards the minimum spend requirements for the welcome bonus. For example, most signup bonuses have terms like this:
Eligible purchases to meet the Threshold Amount of this offer do NOT include fees or interest charges, balance transfers, cash advances, purchase of travelers checks, purchase or reloading of prepaid cards, purchases of gift cards, person-to-person payments, or other cash equivalents.
That said, many techniques for meeting minimum spend are perfectly fine. Here are some techniques that are safe for meeting Amex minimum spend requirements (click each link for more information):

Related Cards (Membership Rewards)

The Business Platinum® Card from American Express
75K points
Up to 75K: 50K after $10K spend + 25K after additional $10K spend in 3 months.

$595 Annual Fee

Recent better offer: 150K after $20K Spend (Targeted)

The Platinum Card® from American Express
60K points
60K after $5K spend in 3 months

$550 Annual Fee

American Express® Business Gold Card
50K points
50K points after $5K spend in 3 months

$295 Annual Fee

American Express® Gold Card
40K points
40K after $2K spend in 3 months

$250 Annual Fee

Info about this card has been collected independently by Frequent Miler. The issuer did not provide the details, nor is it responsible for their accuracy.

Recent better offer: 50K after $2K spend in 3 months + 20% back as a statement credit at US Restaurants within the first 3 months (up to $100 back). [Expired 1/9/19]

Business Green Rewards Card from American Express
5K points
5K points after first purchase

No Annual Fee First Year, Then $95

The Blue for Business® Credit Card from American Express

Click here to view details about a similar card: The Blue Business Plus Credit Card

Info about this card has been collected independently by Frequent Miler. The issuer did not provide the details, nor is it responsible for their accuracy.

Recent better offer: Expired 2/22/17 -- 10K points after first purchase + 10X points at U.S. restaurants the first six months (up to $2K in spend) + 2X on all purchases the first year (up to $50K in spend)

Expired 4/26/17 -- 25K: 10K after first purchase plus 15K after $5K spend in 6 months

The Blue Business℠ Plus Credit Card
2X Everywhere
2X applies to the first $50,000 in purchases per year, 1 point per dollar thereafter. Terms apply.

$0 Annual Fee

See Rates & Fees

Recent better offer: 20K after $3K spend in 3 months (Expired 6/21/17)
10K points after $3K in purchases in the first 3 months (Expired 9/26/18)

Last updated on October 4th, 2018

Regarding comments: Comments posted at the bottom of Frequent Miler pages and posts are not provided or commissioned by the bank advertiser. Responses have not been reviewed, approved or otherwise endorsed by the bank advertiser. It is not the bank advertiser’s responsibility to ensure all posts and/or questions are answered.

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[…] 3X.  If you don’t have an Amex card that earns 5X for airfare, how about earning 3X?  The Premier Rewards Gold card, for example, earns 3X for airfare.  Also both the Business Gold Rewards card and the Simply Cash […]

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[…] Preferred 4.5X* (up to $6K per year) EveryDay 2.4X** (up to $6K per year) Premier Rewards Gold […]

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[…] cardholders to 4 or 5 primary credit card accounts.  Charge cards (such as Amex Platinum cards, Premier Rewards Gold, Business Gold Rewards, etc.) are not similarly restricted, but as far as I know they all have […]

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[…] More info about the new card can be found here. […]

Steve
Guest
Steve

The information at the top says that the offer expires in January 2018. Don’t you mean 2019?

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[…] Amex Gold Card: Offers 4 points per dollar at US grocery stores (up to $25,000 annually). […]

Gabe
Guest
Gabe

Does an authorized user get a whole new set of the perks listed above ($100 airline fees reimbursement, $10 dining credit, etc)?

Nick Reyes
Editor

No.

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[…] American Express® Gold Card  ➥More ⓘ $726 1st Year Estimate50K points + 20% back on select purchases 50K after $2K spend in 3 months + 20% back as a statement credit at US Restaurants within the first 3 months (up to $100 back).(Offer Expires 01/09/19) […]

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[…] of the biggest selling points of the new Amex Gold card is that it earns 4 points per dollar at US restaurants.  A number of readers have reported, […]

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[…] the heels of the new (and well regarded) consumer Gold card, Amex introduced their new Business Gold card… and the world shrugged.  Why?  Both cards […]

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[…] new American Express® Gold Card offers an eye-popping 4 Membership Rewards points per dollar for spend at restaurants and grocery […]