About Greg The Frequent Miler

Greg is the owner, founder, and primary author of the Frequent Miler. He earns millions of points and miles each year, mostly without flying, and dedicates this blog to teaching others how to do the same.

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Citi ThankYou Rewards Complete Guide

Now that the Citi Double Cash card doubles as a 2X everywhere ThankYou Rewards card (see what I did there?) and the Rewards+ card rebates award redemptions, and one of Citi’s unique transfer partners (Turkish) offers incredible awards (7.5K to Hawaii!), I realized that it was high time to revisit this guide.  ThankYou Rewards may now be the most rewarding of all transferable points programs for credit card spend.  Chase and Amex still have Citi…

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Is the CNB card worth keeping if rumors are true?

The CNB Crystal Visa Infinite card has many perks, but its most compelling perk is that it offers $250 in airline free reimbursements per year, per cardholder, including authorized users.  You can add up to 3 authorized users for free to the main account.  This means that you can earn $250 x 4 = $1,000 in airline fee reimbursements per year.  If you know how to maximize these reimbursements, that’s an incredible deal for a…

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Why I’m suddenly choosing cash over points, and why you shouldn’t

cash vs points

Several months ago, I signed up for the Bank of America Premium Rewards card.  The reason?  It is the perfect “everywhere else” card… for me… in my particular situation.  An “everywhere else” card is the card you use when you’re making a purchase that doesn’t qualify for 5X rewards with this card or 3X rewards with that card.  It is a card that offers great rewards for all spend, regardless of what you’re buying and…

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Centurion Lounge 3 hour policy doesn’t apply to layovers

In March 2019, Amex added new restrictions for Platinum cardholders accessing Centurion Lounges: You can no longer access the lounge upon arrival at the airport.  Lounge access is only for departing passengers. You can’t access the lounge more than 3 hours before your flight. The restriction against arriving passengers is unquestionably a bummer.  I’ve been known to time my flights into LaGuardia airport so that I can arrive and have lunch at the Centurion Lounge. …

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Marriott Bonvoy: Book Cat 7 Off-Peak with 50K Certs

Here’s a sliver of a silver lining for Bonvoy fans… Now that Marriott has implemented their Peak and Off-Peak award pricing, those with 50K free night certificates can book Category 7 hotels when they are priced at off-peak rates.  Previously, 50K certs could only be used for Category 6 hotels and below.  The bad news, of course, is that when Category 6 hotels are Peak priced, we won’t be able to use our 50K certificates…

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Greg’s #40KFarAway practice: Driving Denali

The 40K to Far Away Challenge is coming up soon!  Just over two weeks from now (October 2), Nick, Stephen and I will take off in separate directions from Washington DC to go as far as we can with 40,000 points and $400. I’m still trying to nail down the final pieces of my plan.  Where will I sleep at this location?  What will I do at that location?  How can I save a few…

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A couple’s credit card plan: 820,000 points in 15 months

Recently I published two first year credit card plans for a single person: one with and one without business cards: Beginner credit card plan — 325,000 points in 12 months (no business cards) Beginner with business credit card plan: 460,000 points in 15 months This post rounds out the series by introducing two player mode: signing up for cards as a couple.  Two is definitely better than one when it comes to credit card perks…

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Beginner with business credit card plan: 460,000 points in 15 months

Recently I published a first year credit card plan for a single person with no ability or willingness to sign up for business cards: Beginner credit card plan — 325,000 points in 12 months.  In this post, I’ve done the same thing, but with one huge difference: this plan assumes the ability to sign up for small-business cards. Assumptions For this post I’ve made the following assumptions about the reader: Good credit score Hasn’t applied…

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Why I like Marriott resort fees as a percent of room rate

I really like the Inn at Bay Harbor, in northern Michigan.  The standard award price for this hotel is 35K points, which makes it a perfect place to spend those 35K free night certificates that come annually with a number of Marriott credit cards (at least until Peak pricing ruins everything). In general, I hate resort fees.  With all else equal, I’d prefer to book awards with Hyatt or Hilton, neither of which charges resort…

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