Best Business Card Offers

This page contains the best publicly available credit card offers. With some of the offers shown below (the one’s with a credit card image), I’ll earn a commission if you click through and are approved for the card. That said, if a better public offer is available, I always show the better offer even if it means no commissions for me. For additional details, see our Advertiser Disclosure. Advertiser partners include American Express, Barclays, Capital One, and CreditCards.com

Are you eligible for a business card?

You must have a business to apply for a business card.  That said, its not uncommon for people to have businesses without realizing it.  If you regularly sell items on eBay, for example, then you have a business.  Similar examples include: consulting, writing (e.g. blog authorship!), handyman services, owning rental property, etc.  In any of these cases, your business is considered a Sole Proprietorship unless you form a corporation of some sort.  If you want to keep things simple, you can use your own name as the business name and your own social security number as the business Tax ID.

Best Business Card Offers

If you’re interested in seeing more than the top 10 offers, simply click “Next” at the bottom of the page, or use the drop down selector at the top to show more than 10 items.

Card Offer
Chase Ink Business Preferred Card
80K points
80K after $5K spend in 3 months

$95 Annual Fee

Recent better offer: This is the best public offer we've seen. A 100K offer is sometimes available in-branch through a Business Relationship Manager.

CitiBusiness AAdvantage Platinum Select World MasterCard
70K miles
70K after $4K spend in 4 months

No Annual Fee First Year, Then $99

Chase Ink Business Unlimited
50K points
50K after $3K spend in 3 months

$0 Annual Fee

Chase Ink Business Cash Credit Card
50K points
50K after $3K spend in 3 months

$0 Annual Fee

Recent better offer: None. This is the best we've seen.

The Business Platinum® Card from American Express OPEN
75K points
Up to 75K: 50K after $10K spend + 25K after additional $10K spend in 3 months.

$450 Annual Fee

Recent better offer: 150K after $20K Spend (Targeted)

The Business Gold Rewards Card from American Express OPEN
50K points
50K after $5K spend in 3 months (You may be eligible for a bigger signup offer. Call Amex to ask)

No Annual Fee First Year, Then $175

Alternate offer: Some have been targeted for a 75K offer. See this post for more info.

Recent better offer: 75K after $5K spend, targeted -- call to ask for offer. (last reported 2/25/16)

Chase Southwest Airlines Rapid Rewards® Premier Business Card
60K miles
60K after $3K spend in 3 months

$99 Annual Fee

Recent better offer: None. This is the highest public offer we've seen.

AAdvantage® AviatorTM Business MasterCard®
60K miles
60k miles after 1st purchase within 90 days and payment of the $95 AF

$95 Annual Fee

Recent better offer: None.

Capital One® Spark® Cash for Business
$500 Cash Back
$500 after $4,500 spend in 3 months from account opening

No Annual Fee First Year, Then $95

Recent better offer: $1,000 after $10,000 spend in 3 months from account opening

Chase United MileagePlus® Explorer Business
50K miles
50K after $3K spend in 3 months

No Annual Fee First Year, Then $95

Recent better offer: 50K after $2K spend. (Last reported in 4/2016)

Starwood Preferred Guest® Business Credit Card from American Express
100K Points
100K points after $5K spend in the first 3 months. Terms apply.
(Offer Expires 10/31/18)

No Annual Fee First Year, Then $95

JetBlue Business Card
50K miles
50K after $1K spend in 90 days

$99 Annual Fee

Recent better offer: None. This is the best we've seen.

The Plum Card® from American Express OPEN
Up to $600
Earn a $200 statement credit after each $10,000 you spend on the card, up to $30,000, in the first 3 months of Card Membership

No Annual Fee First Year, Then $250

Platinum Delta SkyMiles® Business Credit Card from American Express
50K miles + 10K MQMs + $100
50K miles + 10K MQMs after $3K spend in first 3 months plus $100 statement credit after first Delta purchase in the first 3 months.Terms and limitations apply.
(Offer Expires 11/7/18)

$195 Annual Fee

Recent better offer: 70K miles + 10K MQMs after $3K spend in first 3 months + $100 statement credit after Delta purchase in 1st 3 months. (Expired 4/11/18)

Capital One® Spark® Miles for Business
50K "miles"
50K after $4,500 spend in 3 months from account opening

No Annual Fee First Year, Then $95

Delta Reserve Business Credit Card from American Express
70K miles + 10K MQMs
70K miles + 10K MQMs after $5K spend in the first 3 months. Terms and limitations apply.
(Offer Expires 11/7/18)

$450 Annual Fee

Recent better offer: None.

Wells Fargo Business Platinum Visa® card
$500 Cash Back
$500 after $5K spend in the first 3 months OR no signup bonus if you choose to earn points instead of cash back
(Offer Expires 9/30/18)

$0 Annual Fee

Hilton Honors American Express Business Card
125K points
125K after $3K spend in 3 months

$95 Annual Fee

Recent better offer: 125K after $5K in the first 3 months (Expired 6/27/18)

Gold Delta SkyMiles® Business Credit Card from American Express
30K miles + $50
30K miles + $50: 30K miles after $1K spend in the first 3 months + $50 statement credit after first Delta purchase in the first 3 months. Terms and limitations apply.

No Annual Fee First Year, Then $95

Recent better offer: 60K miles + $50 statement credit: 50K miles after $2K spend in the first 3 months + $50 statement credit after making a Delta purchase in the first 3 months + 10K bonus miles after additional $1K spend in the first 6 months. (Expired 4/11/18)

U.S. Bank FlexPerks® Business Edge Travel Rewards Visa® Card
26,667 points
26,667 points after $2K spend in 4 months. Employee card spend does not count towards meeting minimum spend

No Annual Fee First Year, Then $55

BOA Alaska Airlines Visa Business Card
30K miles+ Companion Ticket
30K + $0 companion fare (+ taxes/fees) after $1K spend in 3 months

$75 Annual Fee

Recent better offer: None

Korean Air SKYPASS Business Visa issued by US Bank
30K miles
30K miles after $3K in 90 days

$75 Annual Fee

Recent better offer: 45K after $3K spend targeted (last reported 3/1/2016)

30K: 15K after first purchase + 15K after $2k spend in 90 days

25K: 15K after first purchase, 10K after $2K spend in first 3 months (Expired 1/18)

TD Business Solutions Visa
$300 Cash Back
$300 after $3K spend in 90 days

$0 Annual Fee

Recent better offer: None

Radisson Rewards Business Visa Card
85K points
85K: 50K after first purchase + 35K after $2.5K spend in 3 months

$60 Annual Fee

The Blue Business℠ Plus Credit Card
10K points
10K points after $3K in purchases in the first 3 months (Offer ends 9/26/18)
(Offer Expires 9/26/18)

$0 Annual Fee

Recent better offer: 20K after $3K spend in 3 months (Expired 6/21/17)

BOA Platinum Business Visa
$200 Cash Back
$200 after $500 spend in 60 days

$0 Annual Fee

Capital One® Spark® Miles Select for Business
20K "miles"
20K after $3,000 spend in 3 months from account opening

$0 Annual Fee

Capital One® Spark® Cash Select for Business
$200 Cash Back
$200 after $3,000 spend in 3 months from account opening

$0 Annual Fee

Asiana Airlines Visa Business Card
10K miles
10K after after first purchase

$80 Annual Fee

SimplyCash® Plus Business Credit Card from American Express

No signup bonus at this time.

$0 Annual Fee

Recent better offer: $500: $250 after $5K in 6 months plus $250 after additional $10K in 12 months (Expired 4/25/18)

Calculations

First year values are calculated as: estimated first year value minus estimated first year costs. First year value includes signup bonus points and statement credits. First year costs include the first year annual fee and the opportunity cost of meeting minimum spend requirements.

Please note that valuable perks such as free checked bags, companion passes, airport lounge access, etc. are not included in these calculations.

Full details of how first year value is calculated can be found here: Credit card signup bonus estimation details.

Can’t find what you’re looking for?

Try the CardMatch Tool to see if you are targeted for a better offer than those shown above.

Advertiser and Refer-A-Friend Disclosure

Many of the card offers that appear on this site are from companies from which Frequent Miler receives compensation. Please see my full advertiser disclosure here. And, some offers are friend referrals in which we will earn points or other rewards in exchange for successfully referring you through the link shown here.

Generic 2 Affiliate Link Example
Offers for which I receive compensation are shown with credit card images.
Refer A Friend Example
Refer-a-friend offers are shown with this image
Non-Affiliate Link Example
With many of the best offers, I do not receive compensation. This is indicated by the presence of a small “broken link” credit card image

 

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Geoff
Guest
Geoff

Do the Amex Business cards adhere to the once-per-lifetime bonus limitation as do the Personal cards?

D
Guest
D

Personal cards are showing up. FYI.

trackback

[…] 5/24 count carefully, you could still sign up for 2 personal cards per year.  And by regularly signing up for  business cards from Amex, Chase, Bank of America, etc. you can keep the points […]

trackback

[…] Best Business Card Offers […]

trackback

[…] Chase United MileagePlus Explorer Business: 10K bonus miles after $25K calendar year spend. […]

Pete
Guest
Pete

Got this pop up ad for an 80K Marriott business card. So…it doesn’t report to the bureaus for personal credit (thinking of 5/24 implications here)…but since it’s a Chase card, Chase will still add it to the 24 month rolling count, right?

https://creditcards.chase.com/a1/marriottbusiness/naep/8TK?CELL=641N&jp_cmp=cc/10988188/ext/82740466/146493263

trackback

[…] And once he has decided to start this business, he can apply for business credit cards.  Often, business cards have the best signup bonuses.  And most business cards do not count towards […]

Shawn
Guest
Shawn

Any idea if the WF Business Platinum card shows on your personal credit reports?

trackback

[…] cards which do not appear on personal credit reports.  You can find our automatically calculated Top N list of business card signup offers here.  Note that Capital One is an exception in that they do report business cards to the personal […]

Robert
Guest
Robert

Why don’t you list the Barclays AAdvantage Aviator Business card here? Isn’t that a good deal getting 50k AA points after only one purchase?

Nick Reyes
Editor

You are correct. That was an oversight — I did not have that card set as a business card in our system, so the table on this page wasn’t pulling that card. I’ve fixed that.

The Aviator card is now in the 11th spot (on the second page of results).

To answer your question: yes, it’s a good deal to pick up 50K AA miles with a single purchase. This page ranks the best offers based on first year value. That considers the value of any welcome offer minus any first year annual fee and minus the opportunity cost of spending on that card vs a 3% cash back card. The display here is automated based on the math.