Best Business Card Offers

Chase Business Cards 5/24

Are you eligible for a business card?

You must have a business to apply for a business card.  That said, its not uncommon for people to have businesses without realizing it.  If you regularly sell items on eBay, for example, then you have a business.  Similar examples include: consulting, writing (e.g. blog authorship!), handyman services, owning rental property, etc.  In any of these cases, your business is considered a Sole Proprietorship unless you form a corporation of some sort.  If you want to keep things simple, you can use your own name as the business name and your own social security number as the business Tax ID.

Best Business Card Offers

If you’re interested in seeing more than the top 10 offers, simply click “Next” at the bottom of the page, or use the drop down selector at the top to show more than 10 items.

Card Offer
Chase Ink Business Preferred Card
80K points
80K after $5K spend in 3 months

$95 Annual Fee

This card is known to be subject to Chase's 5/24 rule.

Recent better offer: This is the best public offer we've seen. A 100K offer is sometimes available in-branch through a Business Relationship Manager.

AAdvantage® AviatorTM Business MasterCard®
Up to 75K miles
Up to 75K miles: 65k miles after $1K in purchases within 90 days and 10K miles when a purchase is made on an employee card that is added to the account at the time of application or within 30 days of the account open date

$95 Annual Fee

Chase Southwest Airlines Rapid Rewards® Premier Business Card
60K miles
60K after $3K spend in 3 months

$99 Annual Fee

This card is known to be subject to Chase's 5/24 rule.

Recent better offer: None. This is the highest public offer we've seen.

JetBlue Business Card
Up to 60K miles
Up to 60K: 50K after $1K spend in 90 days and earn 10K after a purchase is made on an employee card

$99 Annual Fee

Chase United MileagePlus® Explorer Business
50K miles
50K after $3K spend in 3 months

No Annual Fee First Year, Then $95

You may be targeted for this same offer with a $50 statement credit. Details here.. This card is known to be subject to Chase's 5/24 rule.

Capital One® Spark® Miles for Business
50K "miles"
Earn a one time bonus: 50K after $4500 spend in the first 3 months from account opening

No Annual Fee First Year, Then $95

Recent better offer: Expired 1/28/19: Up to 200K miles: 50K after $5K spend in 3 months from account opening. Earn an additional 150K miles when you spend $50K on total purchases within the first 6 months.

The Business Platinum® Card from American Express
75K points
Up to 75K: 50K after $10K spend + 25K after additional $10K spend in 3 months.

$595 Annual Fee

Recent better offer: 150K after $20K Spend (Targeted)

Capital One® Spark® Cash for Business
$500 Cash Back
Earn a one time bonus: $500 after $4500 spend in 3 months from account opening

No Annual Fee First Year, Then $95

Recent better offer: Expired 1/28/19: Up to $2,000 cash back: $500 after $5K spend in 3 months from account opening plus $1500 cash back after $50K total spend within 6 months from account opening.

Gold Delta SkyMiles® Business Credit Card from American Express
30K miles + $50 statement credit
30K miles after $1K spend in the first 3 months + $50 statement credit after first Delta purchase in the first 3 months. Terms and limitations apply.

No Annual Fee First Year, Then $95

Recent better offer: 70K after $4K spend + $50 statement credit expired 4/3/19

American Express® Business Gold Card
50K points
50K points after $5K spend in 3 months

$295 Annual Fee

The Hawaiian Airlines® Business MasterCard® issued by Barclays
Up to 70K miles
60K after $1K in the first 90 days + 10K after a purchase is made on an employee card

$99 Annual Fee

Marriott Bonvoy Business™ American Express® Card
75K Points
75K points after $3K spend in the first 3 months. Terms apply.

$125 Annual Fee

Platinum Delta SkyMiles® Business Credit Card from American Express
35K miles + 5K MQMs + $100 statement credit
35K miles + 5K MQMs after $1K spend in first 3 months plus a $100 statement credit after first Delta purchase in the first 3 months.Terms and limitations apply.

$195 Annual Fee

Recent better offer: 80K miles + 5K MQMs after $6K plus a $100 statement credit expired 4/3/2019

SimplyCash® Plus Business Credit Card from American Express
Up to $500 Cash Back
$500: $250 in statement credits after spending $5K in purchases in the first 6 months + an additional $250 in statement credits after you spend an additional $10K in the first year

$0 Annual Fee

Info about this card has been collected independently by Frequent Miler. The issuer did not provide the details, nor is it responsible for their accuracy.

Recent better offer: $500: $250 after $5K in 6 months plus $250 after additional $10K in 12 months (Expired 4/25/18)

BOA Platinum Business Visa
$200 Cash Back
$200 after $500 spend in 60 days

$0 Annual Fee

Capital One® Spark® Miles Select for Business
20K "miles"
One time bonus: 20K after $3,000 spend in 3 months from account opening

$0 Annual Fee

Capital One® Spark® Cash Select for Business
$200 Cash Back
One time bonus: $200 after $3,000 spend in 3 months from account opening

$0 Annual Fee

Amazon Business American Express Card
$150 Amazon Gift Card
Eligible Prime members get a $150 Amazon.com Gift Card upon approval. Those without Prime get a $120 gift card.

$0 Annual Fee

The Plum Card® from American Express
Up to $600
Earn a $200 statement credit after each $10,000 you spend on the card, up to $30,000, in the first 3 months of Card Membership

No Annual Fee First Year, Then $250

Delta Reserve for Business Credit Card
40K miles + 10K MQMs
40K miles + 10K MQMs after $3K spend in the first 3 months. Terms and limitations apply.

$450 Annual Fee

Recent better offer: None

The Blue Business℠ Plus Credit Card
2X Everywhere
2X applies to the first $50,000 in purchases per year, 1 point per dollar thereafter. Terms apply.

$0 Annual Fee

See Rates & Fees

Recent better offer: 20K after $3K spend in 3 months (Expired 6/21/17)
10K points after $3K in purchases in the first 3 months (Expired 9/26/18)

Calculations

First year values are calculated as: estimated first year value minus estimated first year costs. First year value includes signup bonus points and statement credits. First year costs include the first year annual fee and the opportunity cost of meeting minimum spend requirements.

Please note that valuable perks such as free checked bags, companion passes, airport lounge access, etc. are not included in these calculations.

Full details of how first year value is calculated can be found here: Credit card signup bonus estimation details.

Can’t find what you’re looking for?

Try the CardMatch Tool to see if you are targeted for a better offer than those shown above.

Last updated on April 27th, 2019

Regarding comments: Comments posted at the bottom of Frequent Miler pages and posts are not provided or commissioned by the bank advertiser. Responses have not been reviewed, approved or otherwise endorsed by the bank advertiser. It is not the bank advertiser’s responsibility to ensure all posts and/or questions are answered.

17
Leave a Reply

avatar
12 Comment threads
5 Thread replies
2 Followers
 
Most reacted comment
Hottest comment thread
7 Comment authors
Nick ReyesRobertGreg The Frequent MilerShawnPete Recent comment authors

This site uses Akismet to reduce spam. Learn how your comment data is processed.

  Subscribe  
Notify of
Geoff
Guest
Geoff

Do the Amex Business cards adhere to the once-per-lifetime bonus limitation as do the Personal cards?

D
Guest
D

Personal cards are showing up. FYI.

trackback

[…] 5/24 count carefully, you could still sign up for 2 personal cards per year.  And by regularly signing up for  business cards from Amex, Chase, Bank of America, etc. you can keep the points […]

trackback

[…] Best Business Card Offers […]

trackback

[…] Best Business Card Offers […]

trackback

[…] Chase United MileagePlus Explorer Business: 10K bonus miles after $25K calendar year spend. […]

Pete
Guest
Pete

Got this pop up ad for an 80K Marriott business card. So…it doesn’t report to the bureaus for personal credit (thinking of 5/24 implications here)…but since it’s a Chase card, Chase will still add it to the 24 month rolling count, right?

https://creditcards.chase.com/a1/marriottbusiness/naep/8TK?CELL=641N&jp_cmp=cc/10988188/ext/82740466/146493263

trackback

[…] And once he has decided to start this business, he can apply for business credit cards.  Often, business cards have the best signup bonuses.  And most business cards do not count towards […]

Shawn
Guest
Shawn

Any idea if the WF Business Platinum card shows on your personal credit reports?

trackback

[…] cards which do not appear on personal credit reports.  You can find our automatically calculated Top N list of business card signup offers here.  Note that Capital One is an exception in that they do report business cards to the personal […]

Robert
Guest
Robert

Why don’t you list the Barclays AAdvantage Aviator Business card here? Isn’t that a good deal getting 50k AA points after only one purchase?

Nick Reyes
Editor

You are correct. That was an oversight — I did not have that card set as a business card in our system, so the table on this page wasn’t pulling that card. I’ve fixed that.

The Aviator card is now in the 11th spot (on the second page of results).

To answer your question: yes, it’s a good deal to pick up 50K AA miles with a single purchase. This page ranks the best offers based on first year value. That considers the value of any welcome offer minus any first year annual fee and minus the opportunity cost of spending on that card vs a 3% cash back card. The display here is automated based on the math.

trackback

[…] Best Business Card Offers […]