Best options for buying Gift of College gift cards

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Gift of College gift cards

Gift of College gift cards are available in-store and online.  These gift cards can be a great way to earn credit card rewards while saving for college or when paying student loans.  To learn about how this works, please see: Miles for College.

This post covers the most rewarding options for buying Gift of College gift cards…

Gift of College Gift Cards Availability

Gift of College now offers a BUY IN-STORE LOCATOR.  At the time of this writing, though, Barnes & Noble and Brookshire’s are not loaded to the locator.  Also note that this locator only shows stores that may sell the cards. Whether or not the cards are in-stock cannot be found online.

Gift of College gift cards are currently available through the following stores and websites…

In-Store (up to $500):

When buying these gift cards in-store, it is always best to load $500 to each card purchased.  In this way, you’ll minimize the $5.95 gift card fee as a percentage of the total amount spent.  This results in a 1.19% fee. As long as you pay with a rewards credit card that offers better than 1.2% value in rewards, you’ll come out ahead.

In-Store (but not recommended due to low maximums):

  • Barnes & Noble: $25-$200
  • Target: $50 and $100

Note that while the above stores are now selling Gift of College gift cards, the low maximum values mean that each card’s $5.95 fee is a large percentage of the overall transaction.  As a result, these offer poor value unless you happen to have a credit card that offers a very large bonus at these stores.

Online (not recommended):

Please note that current online options have very high fees as a percentage of the maximum total value of the card.  These are not recommended for earning rewards.

Credit Card Info

Does the store accept credit cards for the purchase of Gift of College gift cards?

Many stores do accept credit cards for the purchase of 3rd party gift cards, but the decision is usually left to the store manager.  As a result, some of the stores that carry Gift of College gift cards won’t be useful for earning rewards if they don’t accept credit cards for the purchase.

Credit Card Bonus Categories

Gift of College Gift Cards are currently available for purchase multiple grocery stores:

Many credit cards offer bonus points at grocery stores.  Here are some of the best options:

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