By Julian, author of Devil’s Advocate…
I applied for some new credit cards this week and was surprised that I couldn’t find an up-to-date list of all the links that allow you to check online for your credit card application status. There’s plenty of websites with bank reconsideration phone numbers, but the most recent list of application status webpages I found was last updated more than 2 years ago.
I actually think it’s extremely useful to have the official status of my application in hand (whether it’s technically pending or already denied) before calling reconsideration. Also, sometimes the issue may be something simple (such as Discover requesting documents to verify ID) which can show up on the application status check. And there are even times when you’re better off not calling reconsideration and just letting the application process play out by itself.
So I’ve put together a complete list of both phone numbers and online credit card application status links for every major bank. This is a resource I’ll maintain for the long term, so bookmark it now and you’ll have it for future use anytime you’re applying for new cards.
All the below phone numbers and websites are purely automated and will only give you the status of your application. If you want to try and push a pending or denied application forward, you’ll want to call the bank’s reconsideration line and talk to an agent personally.
Last updated: 9/18/2015. If you find an outdated link or phone number, please let us know!
Phone: (866) 314-0237
Bank of America
Phone: (877) 721-9405
Phone: (888) 232-0780
Phone: (800) 903-9177 or (877) 277-5901
Online: Unfortunately Capital One does not currently offer an online application status link.
Phone: (888) 338-2586
Online: Unfortunately Chase does not currently offer an online application status link.
Phone: (888) 201-4523
Phone: (800) DISCOVER (this one is not automated — you’ll have to talk to an agent)
Phone: (866) 598-4971
Online: Unfortunately Fidelity/FIA does not currently offer an online application status link.
Phone: (888) 561-8861
Online: Unfortunately TD Bank does not currently offer an online application status link.
Phone: (800) 947-1444
Online: Unfortunately US Bank does not currently offer an online application status link.
Phone: (800) 967-9521
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Last updated on December 20th, 2018