Bloomingdale’s stack: Amex Offer, Cash Back, Gift card promo

Several promotions can be stacked right now for considerable savings at Bloomingdale’s. Between an Amex Offer for $75 back on $200, 8% cash back, and the current $20 gift card for every $100 spent, you could end up with a total of $240 in Bloomingdale’s merchandise for a net cost of $109. That’s a savings of more than 54%.

And that’s not the end of it — using the Amex Offer triggers another offer valid in-store for $30 back on $150. You could go in-store with that offer during this sale and save a bit further with the current gift card offer.

Amex Offer

There is a highly targeted offer out for $75 back on $200 or more. This offer appeared back on May 9th and is valid through June 30th, 2017. As stated above, using that offer triggers a second offer for $30 back on a purchase of $150 or more in-store-only. You can read more about those offers here. I used it to buy a $200 Bloomingdale’s gift card for a net cost of $125.

8% cash back

As per Cashbackmonitor, several stores are offering 8% cash back today, such as TopCashBack:

If you were to spend exactly $200 on merchandise to trigger the Amex Offer, you would get $16 back.

Current Bloomingdale’s Promotion

As shown above, Bloomingdale’s is running a promotion for a $20 “BMONEY” gift card for every $100 you spend. As far as I can tell, the “BMONEY” gift card is somewhat similar to Kohl’s Cash in the sense that it has a very limited period of validity (June 19-July 26th). Things like sales tax and shopping are excluded from the order total for the purpose of spending thresholds. There are a few other exclusions — see Bloomingdale’s website for more info (for example, this excludes Louis Vuitton, cosmetics & fragrances, Drybar, and Space NK). Note that this sale is valid both online and in-store. You need to create a Bloomingdale’s online account and be logged in to get the BMoney gift card.

There is no coupon codes required, you just need to look for items that show they are eligible for a BMONEY gift card.

Quick Math

If you buy exactly $200 worth of eligible merchandise, the total would look like this:

$200 (merchandise total)
– $75 (Amex Offer)
– $16 (TopCashBack)
$109 out of pocket for $200 in merchandise plus $40 in “bMONEY” for a future purchase.

Live near Bloomingdale’s? Stack it again

If you happen to live near a location, you could bring the same Amex used to trigger the $75 back on $200 offer to save a bit more. After using that offer, you should receive the following offer for $30 back on $150 or more at Bloomingdale’s, in-store only.

If you can use your bMONEY gift cards right away, you should be able to return to the store and get $190 worth of merchandise plus an additional $20 BMONEY reward for a net $120 by stacking your previous $40 in BMONEY with the $30 back on $150 offer. In the end, between the two offers, you will have a total of $410 in merchandise for a net cost of $229. While the savings are a bit less that the percentage savings before taking on this second stack, that’s still not bad at all.

Bottom Line

Whether or not this sale makes sense likely comes down to whether or not you still have the Bloomingdale’s offer synced and unused. If you’re in that boat, now is a good time to make use of it as it will only be valid for about another two weeks. If you find a great deal, let us know in the comments!

About Nick Reyes

Nick Reyes is a (fairly) regular guy with an animalistic passion for maximizing the value of miles and money to travel the world in comfort and style. There is little in life that he loves more than finding a fantastic deal and helping you shop smarter & harder to achieve your travel dreams.

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Damn, nothing on 12 cards.


Did the $200 on-line offer. Got $75 credit almost immediately.
Then received the second offer via email for $150/$30 in-store. Made in-store purchase Then nothing! Called AX. Got major run-a-round. The second offer does not link to card normally.


You can escalate to a supervisor via their chat feature – they will take document uploads (screenshot/PDF of the emailed offer) and investigate it on their end. You can also CFPB.