BOA Platinum Business Visa

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BOA Platinum Business Visa

FM Mini Review: No rewards on everyday purchases, but a nice sign-up bonus for a no annual fee card.


Card Type: Visa Platinum

Application Tips

Bank of America Application Tips

  • 2/3/4 Rule: Max 2 consumer cards per rolling 2 months, 3 per rolling 12 months, and 4 per rolling 24 months.
  • 5 card limit: You will not get approved for a new consumer card if you already have 5 consumer BOA cards open

  • Get Same Card Again: With some BOA cards, must wait 24 months after either opening or cancelling, depending upon the card.

  • Hard inquiries are usually combined into 1 when initiated within 30 days but there have been reports of TransUnion not combining.


Click here to check your application status
If denied, call reconsideration here: 800-354-0401 (8am-7pm ET Mon-Fri); 866-695-6598 (business cards);

Related Cards (BOA cash back cards)

Bank of America Premium Rewards
50K points
50K after $3K spend in 90 days

$95 Annual Fee

Bank of America Travel Rewards
25K points worth $250
25K after $1K spend in 90 days

$0 Annual Fee

BOA Platinum Business Visa
$200 Cash Back
$200 after $500 spend in 60 days

$0 Annual Fee

Bank of America Cash Rewards
$150 Cash Back
$150 after $500 spend in 90 days

$0 Annual Fee

Recent better offer: $200 back after $500 spend in 90 days [Expired 1/19]

Regarding comments: Comments posted at the bottom of Frequent Miler pages and posts are not provided or commissioned by the bank advertiser. Responses have not been reviewed, approved or otherwise endorsed by the bank advertiser. It is not the bank advertiser’s responsibility to ensure all posts and/or questions are answered.

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