Capital One® Spark® Miles for Business

Note: Capital One is a Frequent Miler advertiser. Please see our Advertiser Disclosure.

Capital One® Spark® Miles for Business
50K "miles"
50K after $4,500 spend in 3 months from account opening
Click Here to Apply

No Annual Fee First Year, Then $95

FM Mini Review: This card is basically the same as the Spark Cash for Business, but rewards can only be used to offset travel purchases. This is a good option for business owners who prefer simple rewards and who value free travel over cash back.


Card Type: Vsia Signature

Earning rate: 2X everywhere

Noteworthy perks: Redeem miles for travel at value of 1 cent per mile.

Overview

It's rare to find a business rewards card with great rewards for all spend. This one offers 2 miles per dollar everywhere. Miles are worth 1 cent each when redeemed for travel. Simply use the card to pay for any travel expenses, and then log onto your account and apply miles to offset your statement charges. In other words, the Capital One Spark Miles for Business card is essentially a 2% rewards card.

Additional benefits of this card include no foreign transaction fees, travel and emergency assistance services, purchase protections, and more.

Application Tips

Capital One Application Tips


  • 6 month rule: Must wait 6 months after applying for a Capital One card before applying for another one.

  • 2 card limit: You can have at most 2 Capital One consumer cards

  • Get Same Card Again: There is no known rule against getting the same card and bonus again even if you still have the card open.

  • Hard inquiries usually get issued through all 3 credit bureaus


To check application status, call (800) 903-9177 or (877) 277-5901
If denied, call reconsideration here: (800) 625-7866

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