Capital One® Spark® Miles Select for Business

Note: Capital One is a Frequent Miler advertiser. Please see our Advertiser Disclosure.

Capital One® Spark® Miles Select for Business
20K "miles"
20K after $3,000 spend in 3 months from account opening
Click Here to Apply

$0 Annual Fee

FM Mini Review: This card is basically the same as the Spark Cash Select for Business, but rewards can only be used to offset travel purchases. This is a good option for business owners who prefer simple rewards with no annual fee, and who value free travel over cash back. If you spend more than $19K per year, though, go for the 2X Spark Miles card.

Card Type: Visa Signature

Earning rate: 1.5X everywhere

Noteworthy perks: Redeem miles for travel at value of 1 cent per mile.


The Capital One Spark Miles Select for Business card offers 1.5 miles per dollar everywhere. Miles are worth 1 cent each when redeemed for travel. Simply use the card to pay for any travel expenses, and then log onto your account and apply miles to offset your statement charges. In other words, the Capital One Spark Miles for Business card is essentially a 1.5% rewards card.

Overall, I expect that most businesses would do better with the Capital One Spark Cash for Business Card (2% back everywhere), the Capital One Spark Miles for Business Card (2X everywhere), or the Chase Ink Business Preferred Card (3X in select categories).

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