Capital One Savor Cash Rewards Credit Card

Note: Capital One is a Frequent Miler advertiser. Please see our Advertiser Disclosure.

Capital One® Savor® Cash Rewards Credit Card
$150 Cash Back
$150 after $500 spend in 3 months from account opening
Click Here to Apply

$0 Annual Fee

FM Mini Review: The combination of 3% cash back on dining and no foreign transaction fees would be attractive for a no annual fee card, but the Barclaycard Uber card eclipses this one by offering 4% cash back for dining.

Card Type: Mastercard

Earning rate: ⚬ 3% on dining ⚬ 2% on groceries ⚬ 1% everywhere else

Noteworthy perks: The Capital One Savor card features an intro APR of 0% for 15 months on purchases and balance transfers, then 16.24% - 24.99% (Variable).


This is a decent rewards credit card for those who want cash back and simplicity in earning structure. It earns 3% back on dining and 2% back on groceries with no annual fee and no rotating categories.

The main advantage of this card over a no-fee 2% cash back card is that this one offers a decent signup bonus and a greater return on dining. If you eat out often and you want to earn a little extra cash back on your dining and grocery spend, the Savor card might do the trick.

Overall, this is an good choice both for its signup bonus, but its rewards have been eclipsed by the Barclaycard Uber Card which offers 4% cash back for dining.

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